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Ontario Speeding Ticket: G2 Licence
Alpine
Registered User regular
Registered User regular
So I got a speeding ticket the other day. I have a G2 licence, which is a level below a full licence. It's a learner's, but I can drive by myself. I was in a hurry to get to the movies, and was coming down a hill in an 80 zone, got clocked at 120.
I am really stupid for doing so, but I am otherwise a very good driver. The ticket was 295 dollars, 4 points on the licence. It's bad, but I can pay it no problem. I have a few questions as to what will happen now though.
If I pay the ticket and do not contest it, obviously the charges will stay as they are. How long do the infractions remain on my record though? Do they go away when I get my G?
Insurance - I am an occasional driver under my parents' insurance. Clearly, this is going to negatively affect their rates. How much so? If I get my G before the rates are adjusted, will that make any positive difference? Also, I plan to not be driving after August for at least 9 months - if I am removed from the insurance plan before it is adjusted, will that make a difference? How will this affect my insurance when I apply for my own insurance?
Lastly, should I challenge it? I was going too fast to claim that I was passing someone, and that would be perjury anyways. Is pleading guilty with an explanation worth it if I don't really have a good explanation?
How should I tell my parents?
I am really stupid for doing so, but I am otherwise a very good driver. The ticket was 295 dollars, 4 points on the licence. It's bad, but I can pay it no problem. I have a few questions as to what will happen now though.
If I pay the ticket and do not contest it, obviously the charges will stay as they are. How long do the infractions remain on my record though? Do they go away when I get my G?
Insurance - I am an occasional driver under my parents' insurance. Clearly, this is going to negatively affect their rates. How much so? If I get my G before the rates are adjusted, will that make any positive difference? Also, I plan to not be driving after August for at least 9 months - if I am removed from the insurance plan before it is adjusted, will that make a difference? How will this affect my insurance when I apply for my own insurance?
Lastly, should I challenge it? I was going too fast to claim that I was passing someone, and that would be perjury anyways. Is pleading guilty with an explanation worth it if I don't really have a good explanation?
How should I tell my parents?
Alpine on
0
Posts
In the state of Utah your driving record goes back two years. Some insurance companies ask about tickets and speeding violations and accidents upto five years back.
As for affecting your parents rates, my first few tickets I got did not affect their rates and b/c usually you buy insurance policies in six month increments it could take that long for their rates to go up.
I know here in the US, a lot of counties offer a class you can take which can take it off your record and not have the points and sometimes even waive the fine.
Just tell your parents straight up what happened and that you were coming down a hill and didn't realize you were going so fast.
I didn't find this out till my father passed away but he was even more of a speed demon then I was. He used to go on long drives on back roads and get up to 120 MPH, and he used to lecture me about driving fast! Chance are your parents will understand cause they have probably been there before.
Good luck.
Basically I went to l'Orignal and spoke with the lawyer representing the OPP. I told him what happened and that I didn't want my insurance to go up, that I didn't want to lose points, and that I really wasn't a bad driver. They agreed to lower my ticket from 10-15 over (I don't remember which one it was) to only 5 over and I only had to pay 50$(which included court fees) instead of 120-150. It was totally worth it.
When I was there the court room was full and most people who contested their tickets were jackasses. Some guy had been caught at 180 km/h over claiming "he hadn't noticed how fast he was going and that he was sorry" and he was let off the hook. So all I have to say is that it doesn't really hurt to try.
Usually when you submit a driving record, a 3 year history is enough. When you get your record you CAN go as far back as 5 or 7, but 3 is usually enough.
I know for a G2 you're allowed to have 6 points on your licence, which means I'm one infraction away from it being taken away, but what is it for G licences? Not that I'm going to get many more points until these expire (Is that 3 years?) but I want to know if Damocles' sword is gonna be over my car for the next few years even with a G.