The new forums will be named Coin Return (based on the most recent vote)! You can check on the status and timeline of the transition to the new forums here.
The Guiding Principles and New Rules document is now in effect.
Credit card checker: Legal?
Dhalphir
don't you open that trapdooryou're a fool if you dareRegistered User regular
don't you open that trapdooryou're a fool if you dareRegistered User regular
Posts
Credit Card numbers contain quite a lot of information in the digits without having to go to any outside source.
Still not something I'd input any card I owned into.
I like how the first paragraph has the grammar and layout style of a korean computer fraud expert.
Easy Credit Card Checker allows you instantly check credit card number for validity. It can verify Visa, MasterCard, Diners Club, Carte Blanche, EnRoute, American Express (AMEX), Discover, JCB and other credit card numbers. Easy Credit Card Checker uses LUHN10 algorithm (except EnRoute) as well as first digits verification.
And the domain is registered to Dmitri Grandmaison in Bellevue, WA. When I whoised I expected something in Korea.
Right, I suspect it's intended to be used for merchants/on-line sellers to verify their customers' credit card numbers. And, I suppose, that could be done safely, if the application simply uses an algorithm to check the number and doesn't actually store the number for later.
IOS Game Center ID: Isotope-X
Merchants don't need something like this because they connect straight to the card companies.
But it won't do you any good, because actual retailers will check against the credit card company's own database. Even if it's syntacticly valid, they still need information you can't get from the number, like valid until date and card holder name.
I was trying to be optimistic.
IOS Game Center ID: Isotope-X
The number sequence used to generate valid card numbers is easy enough to find.. There is math involved to take a given account number, and know, before even connecting to a cc processor what card type it is, and if the number is even valid.
THEN the check to see if the account is live, matches to the exp. date, and has enough money.
They aren't even asking for a exp date or the validation code. Even if they did, and you were stupid enough to add it all.. its not illegal to collect CC info... its only illegal if you try to make a fraudulent charge.
Conversely, i can generate thousands of CC numbers right now. the odds are very small that i could guess the proper exp date, and verification code, and process a charge.
Librarians harbor a terrible secret. Find it.
Bingo. I've used these when taking CC numbers over the phone. As I recall, it was something to do with our card processor charging a transaction fee even if we submitted an invalid card number.
I ran into one of those the other day.
I was like O_o. "You people exist?"
CompUSA and CC still use them, don't they?
They're good to have around in case the merchant verification system ever craps out, like say from a power or network outage.
But yeah not only is there a greater risk of fraud, the merchant verification fees are higher when you use those.
the "no true scotch man" fallacy.
Nothing illegal about it. It's like front-line credit card validation and unless that program stores the cc data or connects somewhere to send it off, it's most likely harmless, but kinda useless. Just about anyone with a little coding experience could do the same thing and I'm sure you could find some free ones on the internet.
Just the same, I wouldn't trust my credit card information to something like that unless I wrote it myself or compiled it from source code that I looked through myself; I mean, obviously.