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Fans of Heart ponder this query: How do I get you a loan?
Goose!
That's me, honeyShow me the way home, honeyRegistered User regular
That's me, honeyShow me the way home, honeyRegistered User regular
Okay, so its more how do I get ME a loan, but that doesn't work with the lyric.
Anyway, the long and the short of it is I went to school in Fall 2004-Spring 2005. It ended up being the worst year of my life (bad school for my major, lived on campus and everything was a fuckin hike, commuter campus alienated me most of the time), and to top it all off, I still owe my tuition (15k+) because when applying for a loan via the FAFSA, I somehow managed to screw up in submitting my master promissory note, and the amount they said I was getting was voided. Its now (obviously) Fall 2007, so its too late to reclaim that money, so I need to get a personal loan to pay off my debt to the college so I can go back to school and hope to have some form of future.
So, I beseech thee, how can a kid whose barely 21 (not even til January), has had one credit card, and apparently doesn't have a good credit rep yet get a loan of around 18,000?
Anyway, the long and the short of it is I went to school in Fall 2004-Spring 2005. It ended up being the worst year of my life (bad school for my major, lived on campus and everything was a fuckin hike, commuter campus alienated me most of the time), and to top it all off, I still owe my tuition (15k+) because when applying for a loan via the FAFSA, I somehow managed to screw up in submitting my master promissory note, and the amount they said I was getting was voided. Its now (obviously) Fall 2007, so its too late to reclaim that money, so I need to get a personal loan to pay off my debt to the college so I can go back to school and hope to have some form of future.
So, I beseech thee, how can a kid whose barely 21 (not even til January), has had one credit card, and apparently doesn't have a good credit rep yet get a loan of around 18,000?
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18k for a 20 yo w/ not so good credit. Do you have anything that can be used as collateral for said loan (vehicle/property etc)? My thought on the matter is that through a bank or credit union you may have issues given the risk averse nature of lending in general currently.
Have you tried looking at Prosper.com? I have no personal experience with this site, but what I've read about it has tended to be good.
I'll check that site you mentioned, and as an update I've applied to capitalone...crossin my fingers there.