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Student Loans and Studying Abroad
EggNog
Registered User regular
Registered User regular
I'm going to be studying abroad in Tokyo (Sophia University) for a year starting this August. Not being very wealthy, I get a decent amount of money through federal and state grants and subsidized loans. However, those alone are not going to be enough to cover all my expenses. I know next to nothing about taking out private loans, so I'm looking for some general advice on what I should do.
The program (EAP through the UC system) estimates the cost for the whole year abroad including tuition, housing, food, transportation, etc. at about $30,000. The difference between that amount and my financial aid awards is probably going to be at least $15,000.
Some information that may be relevant is that I'm 19, currently a freshman at UCSD, and have built a little bit of credit history (I have been using a credit card for the last year and making all the monthly payments). Having a co-signer might be difficult since my parents have pretty bad credit.
Any other general advice on living in Japan is welcome too.
Thanks.
The program (EAP through the UC system) estimates the cost for the whole year abroad including tuition, housing, food, transportation, etc. at about $30,000. The difference between that amount and my financial aid awards is probably going to be at least $15,000.
Some information that may be relevant is that I'm 19, currently a freshman at UCSD, and have built a little bit of credit history (I have been using a credit card for the last year and making all the monthly payments). Having a co-signer might be difficult since my parents have pretty bad credit.
Any other general advice on living in Japan is welcome too.
Thanks.
EggNog on
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