*insert witty title* (Student Health Insurance)

Moobly

In the next year, I'll be seperating from the military and I'll still have about a year or so left on my degree. I know it's a while off, but I try to make sure everythings sorted well in advance. So to make this short, what are health insurance options for students over 25 years old? A google search really just gave me a bunch a companies with out much explanation. Also, someone mentioned some sort of COBRA program for continued health coverage, but I'm not entirely sure this will apply to me. Anyone with any info/tips?

RUNN1NGMAN

Are you going to be a full time student? Where are you going? Most universities have offer health plans for their students that are probably cheaper than COBRA.

Moobly

Yes, I'll be full time. I didn't know the Uni might offer it. I'll have to check it out. Thanks much.

mts

most full time college students should have health carepaid for by fees, though you do have the option of opting out of them if you ahve other forms of coverage

Simon Moon

mts wrote: »

most full time college students should have health carepaid for by fees, though you do have the option of opting out of them if you ahve other forms of coverage

This isn't the same as insurance. This just means that going to the student health center, as a student, will not incur a visit charge. The cost of labs or meds is usually not covered. Also, if you need to be referred to a specialist, that cost will also not be covered.

That said, I'm pretty sure the majority of US public colleges and universities offer some sort of student health insurance. In my experience, it's usually okay-not-great coverage through Aetna. You should be able to find information about it from your school's website, or from the aforementioned health center.

I haven't looked at COBRA in a long time, but it's generally expensive and intended to be just a stop-gap so you don't suddenly become a walking pre-existing condition.