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What you're talking about is dollar cost averaging (DCA). That is, you have a set principal and may slowly invest it or invest all at once (some people conflate DCA with periodic investing, which is something else). Statistically, DCA is not worthwhile, and actually doesn't even reduce your risk to a significant degree. The problem is market timing; you're assuming the market will continue to decline over the proposed length of your DCA plan (let's say 6 months). You might be right, in which case you reduce your cost basis and come out ahead. Personally, I usually just put money into the market when I have it, regardless of whether it's a bull or a bear or whatever.
Also, by World do you mean the All Except US fund or the new Total World fund? The latter would be redundant with your Total US Stock Market fund, that's why I ask.
Bogleheads.org is a forum for Vanguard devotees. They can provide some more answers for you.
If you believe the market is going to go down, you should put off investing now until you think it has hit bottom. If you think it is going to go up, you should drop it all in now. That's your answer.
Anyone who tells you that they know what direction the market is going to move in is lying, or they'd be a billionaire.
I'm still a little on the fence, but I think I am thinking too much about this. Yes, I am investing a fair sum of money, but it is a long-term investment and makes up a relatively insignificant (for all intents and purposes) portion of my net worth.
I'll probably end up going 50% in tomorrow, and the remaining 50% over a few months. Any objections?
Just make sure the remaining 50% is in an interest-bearing account while you're waiting to deposit it.
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Also, by World do you mean the All Except US fund or the new Total World fund? The latter would be redundant with your Total US Stock Market fund, that's why I ask.
Bogleheads.org is a forum for Vanguard devotees. They can provide some more answers for you.
Anyone who tells you that they know what direction the market is going to move in is lying, or they'd be a billionaire.
Just make sure the remaining 50% is in an interest-bearing account while you're waiting to deposit it.