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New House Blues

Dr. FrenchensteinDr. Frenchenstein Registered User regular
edited April 2009 in Help / Advice Forum
Sorry, this is a long one...

So i bought a house almost a year ago. Home inspector came through found some things wrong, seller fixed them, everything seemed right with the world. fast forward until november i've got a leak on the main floor during a pretty nasty rainstorm. Nothing major, just a slow drip. my neighbors house is a bit of a...dump for lack of a better word. I figured it might be coming from their house, becuase it's right by where their second floor ends. I look, and don't really see anything obvious, probably doesn't happen again for a while. Come january, leak happens again and i start to see some bubbling of the paint in my room upstairs (totally different location). Ok, now i'm worried. I get up on my roof to look around, and apparently the seller neglected to properly do the flashing where the roof meets the stucco outer wall. So water has just been pouring down there. I buy some roof sealant, and squirt away in there. things seem to be ok. i also notice a weird tube coming from my kitchen ceiling. I've never seen termite activity, but a friend told me thats what it was. So NOW i'm worried. I schedule Orkin to come in, get a contractor to cut some holes in the drywall and yup, termite mudtubes. Orkin finds a colony in my crawlspace, treats everything on the bottom two floors. Contractor checks my roof and what i did, didn't really do much. Also, the bubbling in my room has gotten way worse. Roof is now fixed (~$500), and contractor is pulling down the drywall in my room to fix. Insulation is SATURATED and pretty much the whole ceiling needs to come down. tremendous termite and ant damage in my wall, and essentially he needs to rip up my ENTIRE room, and rebuild. I checked with my insurance company, and they seem to think it's a preexisting condition (which...i guess it is, at least the leak. i dunno about the termites. i haven't asked them since the damage revelation) so they are unlikely to cover it. My question here is, do i have any recourse with the seller? basically, he rehabbed the house, and half-assed the roof which led to a leak. Termites are drawn to wet wood, and there is no proof the termites were there prior. (unless someone can analyze the damage and determine that.) anybody have to deal with this in the past? any lawyers have advice? I'm worried this is going to cost a fortune and i'm going to be left with my pants down and sore asshole.

TL;DR - Bought a house a year ago, faulty construction that wasn't caught by the inspector led to a pretty serious leak that didn't become prevalent for quite a while. Now house has termite problem and extensive water/termite/ant damage. what's a girl to do?

Dr. Frenchenstein on

Posts

  • SixSix Caches Tweets in the mainframe cyberhex Registered User regular
    edited April 2009
    I'm not a lawyer, however: Since you had the house inspected, unless you can prove that the problems existed before you purchased the house and that the previous owners knew about it and didn't disclose it, you're likely out of luck. You may want to have a conversation with the lawyer you used at the closing.

    You may have a claim against the inspector if you can prove negligence - ie that this was something he or she should have caught.

    Six on
    can you feel the struggle within?
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    no lawyer, just a title agent. It was definitely preexisting (however... in hindsight i should have taken pictures before the roofer fixed it...shit.) it was simply a matter of a pretty standard item(flashing) not being done at all. the termites would be harder to prove, however.

    Dr. Frenchenstein on
  • RUNN1NGMANRUNN1NGMAN Registered User regular
    edited April 2009
    Unless the defects were latent and you can show that the owner should have known about them or did know and didn't disclose, you may be out of luck. Termite damage is generally not latent unless you live in an area where no one would ever think to check for termite damage. Definitely talk to a lawyer.

    RUNN1NGMAN on
  • bowenbowen Sup? Registered User regular
    edited April 2009
    Yup, inspector is most likely at fault.

    bowen on
    not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
  • Dark_SideDark_Side Registered User regular
    edited April 2009
    You'll probably have a tough time getting the inspector, they usually have a pretty hefty liability clause. My thought is you're probably going to want to find a law firm that specializes in construction defect litigation. You may or may not have a case, but they'll probably be able to tell you where you stand in chasing down the original owner. I've worked on a few jobs where the new buyers have gone after the original sellers, sometimes they get them on the hook, sometimes not.

    How old is your home? Most states have a 10 yr. limit on suing the builder for home defects. Which something like improper flashing would most certainly fall under.

    Dark_Side on
  • ThanatosThanatos Registered User regular
    edited April 2009
    You're almost certainly going to want to talk to a lawyer about this. You can go after the previous homeowner if you can show that he should have known about the damage, or you can go after the contractor the previous homeowner used for half-assing it, or you can go after the home inspector for half-assing it. A lawyer is going to be best equipped to tell you who you need to go after.

    Thanatos on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    Dark_Side wrote: »
    You'll probably have a tough time getting the inspector, they usually have a pretty hefty liability clause. My thought is you're probably going to want to find a law firm that specializes in construction defect litigation. You may or may not have a case, but they'll probably be able to tell you where you stand in chasing down the original owner. I've worked on a few jobs where the new buyers have gone after the original sellers, sometimes they get them on the hook, sometimes not.

    How old is your home? Most states have a 10 yr. limit on suing the builder for home defects. Which something like improper flashing would most certainly fall under.

    Yeah, looking for a lawyer now. the house is less than 2-3 years (i'm not sure when exactly the roof was done. The house wasn't 100% done when i put in the contract, but it was for the most part.) someone is definitely at fault, whether it's me for not catching it, or them for doing a shit job, i dunno. I doubt i can get the inspector, but this was pretty glaring. I might look at his contract when i get home, there's probably a waiver in there that gets him out of liability. I know there is for anything inside the walls, but this was on the outside, and now that i know what to look for, it was pretty glaring. we'll see i guess. I'm asking my realtor if she knows a real estate lawyer, other than the yellow pages, i have no idea where to get a reputable one.

    Dr. Frenchenstein on
  • Dark_SideDark_Side Registered User regular
    edited April 2009
    What state do you live in? Certain states like AZ and NV have large construction defect industries due to all the home building issues that have arisen from their booms. CA is a somewhat different animal due to all sorts of extra rules and regulations.

    Dark_Side on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    Maryland. a neighbor mentioned something (he's the mayor's personal photographer) about these kinds of practices. Building a shitty house that looks nice, sticking the new owner with a money pit. the city is trying to do something about it. At the time i didn't think much of it, i had no idea how catatrophic it would become. when i see him again i'm going to ask.

    Dr. Frenchenstein on
  • ThanatosThanatos Registered User regular
    edited April 2009
    Dark_Side wrote: »
    You'll probably have a tough time getting the inspector, they usually have a pretty hefty liability clause. My thought is you're probably going to want to find a law firm that specializes in construction defect litigation. You may or may not have a case, but they'll probably be able to tell you where you stand in chasing down the original owner. I've worked on a few jobs where the new buyers have gone after the original sellers, sometimes they get them on the hook, sometimes not.

    How old is your home? Most states have a 10 yr. limit on suing the builder for home defects. Which something like improper flashing would most certainly fall under.
    Yeah, looking for a lawyer now. the house is less than 2-3 years (i'm not sure when exactly the roof was done. The house wasn't 100% done when i put in the contract, but it was for the most part.) someone is definitely at fault, whether it's me for not catching it, or them for doing a shit job, i dunno. I doubt i can get the inspector, but this was pretty glaring. I might look at his contract when i get home, there's probably a waiver in there that gets him out of liability. I know there is for anything inside the walls, but this was on the outside, and now that i know what to look for, it was pretty glaring. we'll see i guess. I'm asking my realtor if she knows a real estate lawyer, other than the yellow pages, i have no idea where to get a reputable one.
    The inspector might get all cutesy with a liability waiver, but that may not mean shit in a courtroom. He's still expected to act up to certain professional standards, and if he failed to meet those standards, no liability waiver is going to help him.

    Thanatos on
  • Dark_SideDark_Side Registered User regular
    edited April 2009
    Maryland. a neighbor mentioned something (he's the mayor's personal photographer) about these kinds of practices. Building a shitty house that looks nice, sticking the new owner with a money pit. the city is trying to do something about it. At the time i didn't think much of it, i had no idea how catatrophic it would become. when i see him again i'm going to ask.

    It's pretty common in tract housing, and surprisingly an even bigger problem in expensive custom homes. The developer is trying to make as much profit as possible, so they cut corners everywhere they can, and so do each of the disciplines they employ to make plans and so on. Even with a solid set of plans though, there's no guarantee the builder/contractors are going to be on the level. Some have been known to take a job and then as soon as it's over go out of business and re open with a new name. In essence the goal is get people into the houses and hope no problems show up while the homes are still relatively new. Which has popped up a cottage industry for construction defect lawyers. Technically the city plan checkers and inspectors are supposed to catch all this, but they are so overworked that a lot of stuff falls through the cracks.

    A quick google search brings up more than a few const. defect lawyers in Maryland, I would definitely give one a call to see what kind of options you have.

    Dark_Side on
  • edited April 2009
    There should be a warranty on the roofer's work (and the warranty usually goes with the roof, not with the owner) so you might have something on that. The lady from whom we bought our house left us all the paperwork from all that.

    Richard M. Nixon on
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  • Namel3ssNamel3ss Registered User regular
    edited April 2009
    As someone who is currently shopping for my first house, I am now terrified. Sorry about that, seriously, major suckage.

    Namel3ss on
    May the wombat of happiness snuffle through your underbrush.
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    i looked at the inspection report today, and actually he did see the roof stuff, and we asked them to fix it. i think when checking their repairs, i didn't notice that it hadn't been done. for whatever reason, they sealed the part that's easy to get to and visible, but not the stuff under the roof. probably for the express purpose that they hoped i wouldn't see that it hadn't been done.

    Dr. Frenchenstein on
  • Dark_SideDark_Side Registered User regular
    edited April 2009
    Well, now you've got a pretty good leg up to get the original owner to pony up the costs to fix all this stuff.

    Dark_Side on
  • Big DookieBig Dookie Smells great! DownriverRegistered User regular
    edited April 2009
    Namel3ss wrote: »
    As someone who is currently shopping for my first house, I am now terrified. Sorry about that, seriously, major suckage.
    And see, this thread is actually making me terrified for the opposite reason, which is that I'll be selling my house in a couple of months and I'm becoming worried that I'll miss some defect in the house that the buyer will come back and sue me for in two years. I mean, obviously I wouldn't purposefully leave out something important that should be disclosed to the seller, but you never know what could be accidentally missed or overlooked. I guess I'll just depend on the inspector to make sure everything is kosher and hope that's good enough.

    Big Dookie on
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  • RUNN1NGMANRUNN1NGMAN Registered User regular
    edited April 2009
    Big Dookie wrote: »
    Namel3ss wrote: »
    As someone who is currently shopping for my first house, I am now terrified. Sorry about that, seriously, major suckage.
    And see, this thread is actually making me terrified for the opposite reason, which is that I'll be selling my house in a couple of months and I'm becoming worried that I'll miss some defect in the house that the buyer will come back and sue me for in two years. I mean, obviously I wouldn't purposefully leave out something important that should be disclosed to the seller, but you never know what could be accidentally missed or overlooked. I guess I'll just depend on the inspector to make sure everything is kosher and hope that's good enough.

    Don't worry about it, you're not responsible for unknown defects, and if you honestly forget to disclose something and their first step is to sue you they are not going to be very popular with any judge.

    RUNN1NGMAN on
  • Big DookieBig Dookie Smells great! DownriverRegistered User regular
    edited April 2009
    RUNN1NGMAN wrote: »
    Big Dookie wrote: »
    Namel3ss wrote: »
    As someone who is currently shopping for my first house, I am now terrified. Sorry about that, seriously, major suckage.
    And see, this thread is actually making me terrified for the opposite reason, which is that I'll be selling my house in a couple of months and I'm becoming worried that I'll miss some defect in the house that the buyer will come back and sue me for in two years. I mean, obviously I wouldn't purposefully leave out something important that should be disclosed to the seller, but you never know what could be accidentally missed or overlooked. I guess I'll just depend on the inspector to make sure everything is kosher and hope that's good enough.

    Don't worry about it, you're not responsible for unknown defects, and if you honestly forget to disclose something and their first step is to sue you they are not going to be very popular with any judge.
    Good to know. :^:

    Big Dookie on
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  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    yeah i'd rather keep this out of court, i just want to know if he's obligated. I don't want to say "hey man, pay for all this damage" and he puts on a "FUCK OFF" four finger ring, and punches me in the forehead.

    sent an email to a lawyer with the story, but haven't heard anything back yet. I think i'm going to set up an appointment with an actual real estate lawyer my agent turned me to.

    Dr. Frenchenstein on
  • SludgeFactorySludgeFactory Registered User regular
    edited April 2009
    I don't know if this will pertain to your situation at all, but I felt I should chime in in case it can help out with any future headaches that may result from this.

    Back in February I had to take an appraisal training class and in it there was some side discussion regarding different styles of construction for homes. I noticed you mentioned yours was stucco. Now, in the late 90's early 00's there were alot of homes going up with "tight" construction designs. Designs that would make it so air flow wouldn't be allowed to make it between the stucco and the boards they put up that is covered by the stucco. The problem was, many contractors used a special new type of board or something that was very good for insulating but was found to cause moisture build-up when used with Stucco. With no air venting through this, there would eventually be massive rot and mold damage.

    Now, your situation sounds like there was a leak from them not flashing up to the roof properly so I don't know if that applies at all, but if you are finding rot in other areas that you think you shouldn't be, the above might be the reason.

    I don't know if that helps at all, but it is something that you might want to check into if possible because if your house was constructed in a similar fashion, it would seem to me that it might be possible that moisture has maybe spread to other parts of the home and it's just not showing up yet.

    SludgeFactory on
  • oldsakoldsak Registered User regular
    edited April 2009
    i looked at the inspection report today, and actually he did see the roof stuff, and we asked them to fix it. i think when checking their repairs, i didn't notice that it hadn't been done. for whatever reason, they sealed the part that's easy to get to and visible, but not the stuff under the roof. probably for the express purpose that they hoped i wouldn't see that it hadn't been done.

    If he represented to you that he repaired everything while only repairing the visible parts, then it sounds like you have a case of fraud on your hands.

    oldsak on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    man i hope so! gimme money!

    Dr. Frenchenstein on
  • RUNN1NGMANRUNN1NGMAN Registered User regular
    edited April 2009
    oldsak wrote: »
    i looked at the inspection report today, and actually he did see the roof stuff, and we asked them to fix it. i think when checking their repairs, i didn't notice that it hadn't been done. for whatever reason, they sealed the part that's easy to get to and visible, but not the stuff under the roof. probably for the express purpose that they hoped i wouldn't see that it hadn't been done.

    If he represented to you that he repaired everything while only repairing the visible parts, then it sounds like you have a case of fraud on your hands.

    The the seller saying that he would fix a defect and not doing an adequate job (or the person he paid to fix it not doing an adequate job) and the seller committing fraud are WORLDS apart. Besides that, the standard for proving fraud is not in your favor. Don't even mention the F word.

    RUNN1NGMAN on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    Ok, so talked to a lawyer today and he recommended mediation. Since this was more or less a "flip" house, he said those guys usually settle. His fees are about 275/hr (prep and actual mediation process takes about 4 hours total, so $1100 in the end), does that seem reasonable? I've never had a lawyer in my life, so i have no idea.

    If everything goes as planned, i'd be getting about $6k back, 2k of which i've already paid out of pocket. so in total it seems ok, i just want to make sure i'm not getting bent over on fees.

    Dr. Frenchenstein on
  • bowenbowen Sup? Registered User regular
    edited April 2009
    Sounds about right for mediation or arbitration. Actually sounds a bit on the low side, usually they run $300-600 an hour. Just hope it doesn't take more than a day or two or else it's not even worth it.

    bowen on
    not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
  • RUNN1NGMANRUNN1NGMAN Registered User regular
    edited April 2009
    Ok, so talked to a lawyer today and he recommended mediation. Since this was more or less a "flip" house, he said those guys usually settle. His fees are about 275/hr (prep and actual mediation process takes about 4 hours total, so $1100 in the end), does that seem reasonable? I've never had a lawyer in my life, so i have no idea.

    If everything goes as planned, i'd be getting about $6k back, 2k of which i've already paid out of pocket. so in total it seems ok, i just want to make sure i'm not getting bent over on fees.

    Have you tried just talking to the seller first?

    RUNN1NGMAN on
  • underdonkunderdonk __BANNED USERS regular
    edited April 2009
    In my neck of the woods, a "home inspection" and a "termite inspection" are two separate things. Only a "home inspection" is actually required. Are you sure your home inspection also covers inspecting the property for termite damage?

    underdonk on
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  • SzechuanosaurusSzechuanosaurus Registered User, ClubPA regular
    edited April 2009
    FWIW, in the UK a 'inspection' is a very trivial activity. Our inspection when we bought out house turned up insightful revelations such as "External paint work looks slightly tired" and didn't even notice that some of the internal doors were fitted wonky. Sometimes inspections are just drive-bys, they don't even enter the property. They are mainly to confirm value.

    Again, in the UK, you only have a fortnight after you move in to raise any issues with faults you discover with the property that you would like the seller to stump for repairs on.

    I'm not sure if the situation would be different if you were buying a new-build off a construction company or the faults relate specifically to renovations that might be covered under a separate warranty by the contractors who did the work but generally if it's stuff like dodgy central heating or rising damp and you don't call it either before purchase or two weeks after purchase then it's your problem.

    Szechuanosaurus on
  • Richard_DastardlyRichard_Dastardly Registered User regular
    edited April 2009
    Did you pay extra for a pest inspection? I don't know about house inspectors in your area, but where I'm from pest inspections cost about $100 extra.

    Edit: I'm sure this has already been mentioned, but if you can prove the previous owner intentionally kept known problems with the house secret from you then I'd bet you have some recourse.

    Richard_Dastardly on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    The inspection was pretty intensive in this case. yeah i have an FHA loan, and a separate termite inspection was required. according to them the house was clean. I'm the first resident of the house, technically... It was a gut and rehab. so any damage, he'd have to be aware of, unless his contractor was hiding it from him.

    the seller hasn't been returning calls (there were a few cosmetic things he was supposed to get taken care of, and never did) however that was a long time ago and we were contacting him through his agent. i don't think he'll respond to me.

    Dr. Frenchenstein on
  • Dark_SideDark_Side Registered User regular
    edited April 2009
    Lawyer is going to be your best bet. Seller has probably been expecting a call from a lawyer about your place anyway.

    Dark_Side on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    Lawyered up today, apparently (as my lawyer predicted when i talked to him on the phone) there are some permit issues. There was never a permit issued for the property to be ready for use and residence (or something like that, i forget the term he used), and they got a permit to work on the extension of the house (where i'm having the problems) 2 days after i settled. It was certainly built before then. He is pretty confident that the seller will settle, so that is good. Apparently he was able to find out the seller made $76k on the sale (i suppose that is not taking into account labor/materials on the rehab though) so he should have funds to make me whole. Apparently it takes around a month to get the mediation thing going, so we'll see.

    Dr. Frenchenstein on
  • PongePonge Registered User regular
    edited April 2009
    I'm so glad to see that somebody on H/A finally lawered up. I think that's a first. Hope it works out for you man.

    Ponge on
  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    I love the term "lawyer up." I feel like i'm on The Wire!!!

    Dr. Frenchenstein on
  • mtsmts Dr. Robot King Registered User regular
    edited April 2009
    a home inspection should cover pest inspection. the inspector might have a clause in their covering his ass, but if its something that serious and obvious, its likely his fault. in the report does it mention he couldn't access the roof/crawlspace?

    thats why it pays to make sure you have a reputable home inspector. or at least be there to ask questions
    we are bying a house and the inspection is tomorrow. a little nervous since our agent is going for us since we are on teh other side of the country, but he is supposedly a good inspector with loads of contractor experience

    mts on
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  • Dr. FrenchensteinDr. Frenchenstein Registered User regular
    edited April 2009
    Use and Occupancy was one of the permits that he neglected to do. This will prevent me from selling the place apparently as well. Got the CC letter that went to the seller, hopefully him/his lawyer will be in contact with mine soon. Man how awesome would it be if he was just like "How much do you want...ok here, fuck off." I would happily do so.

    Dr. Frenchenstein on
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