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National Action Financial Services keep bothering me

projectmayhemprojectmayhem Registered User regular
edited August 2009 in Help / Advice Forum
have you heard of these guys? not me, but they sure do enjoy calling me


i got a call two days ago from a guy who said he was from this company. he asked if (my name) was there, i said yes. he then said with whom he was calling for (the nafs). i assumed it was about a student loan i just defered. he then said is this (my name) whos last 4 of there Ss is XXXX. those numbers were correct so i said yes.

this guy then gets really rude and snappy toward me and starts telling me how i have a 900 outstanding credit card balance from 03-06. i tell him ive never had a card with the company he mentioned nor have i ever had a credit card in general. he again was very rude about how i was wrong and he was right and started to list of various 'facts' about my credit report and about how they have been trying to get a hold of me since april of this year. i told him this was the first i heard from them and i inquired why it took three years for them to act on a supposed outstanding balance. he said they were an outside agency with whom the credit card company uses to collect debt. he asked if i wanted to dispute the balance and i told him to hold on. it was here i searched the company on google.
http://www.google.com/search?hl=en&q=national+action+financial+services&btnG=Search&aq=f&oq=&aqi=
a. they dont have a website from what i can tell
b. tons of sites like ripoffreport.com have reported on their illegal activties
c. they have had lawsuits filled against them

you can check the link for yourself and read all the negative things about them. i then presented this info to the guy who called me and his responce was that it ment nothing to him. i then asked for his name and he hung up on me.

today i get another call from them from a different number and a different guy. it starts off much the same, is (my name) there? i say yes and ask who it is, he tells me he is calling for nafs and i say, 'sir you called once already, you were misinformed and hung up on me'. then i hung up.



Have any of you guys heard of these people? can they do any harm to me? is it nothing but a scam? what steps do i need to take to make sure i dont get screwed?

projectmayhem on

Posts

  • DalbozDalboz Resident Puppy Eater Right behind you...Registered User regular
    edited July 2009
    First of all, get a copy of your own credit report to see that nothing erroneous has shown up.

    Second, inform them that they are required to make all correspondence regarding this in writing. Don't give them your address or information. If they're legit, which I don't think they are as I've heard things about them, too, then they would have that information already.

    Third, get all the information you can from the phone call, who they are, the phone number they're calling from, etc., then report it to the FTC.

    Dalboz on
  • MisterGrokMisterGrok Registered User regular
    edited July 2009
    This advice from a post from the Consumerist may not be in regards to the exact same company but it sounds like the same situation and should help you.

    Also - don't ever confirm your SS number with anyone YOU didn't call directly.

    MisterGrok on
    GamerTag: aintnodancer
  • VisionOfClarityVisionOfClarity Registered User regular
    edited July 2009
    I thought this thread seemed familiar. Did you follow any of the advice given in your first thread yet?

    VisionOfClarity on
  • ShadowfireShadowfire Vermont, in the middle of nowhereRegistered User regular
    edited August 2009
    Dalboz wrote: »
    First of all, get a copy of your own credit report to see that nothing erroneous has shown up.

    Second, inform them that they are required to make all correspondence regarding this in writing. Don't give them your address or information. If they're legit, which I don't think they are as I've heard things about them, too, then they would have that information already.

    Third, get all the information you can from the phone call, who they are, the phone number they're calling from, etc., then report it to the FTC.

    Your state's Attorney General might want to hear about it too. Some states' AGs get a hard on going after these folks (New York, for instance).

    Shadowfire on
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