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Our rules have been updated and given their own forum. Go and look at them! They are nice, and there may be new ones that you didn't know about! Hooray for rules! Hooray for The System! Hooray for Conforming!
I didn't notice the light changed as I approached the intersection, I was in the intersection before I realized what was going on - and I struck a lady turning into my lane. Now, I don't have any insurance, but according to the accident report she does. She went to the hospital in an ambulance. Everyone in my car was unharmed.
I have made a few calls and because insurance companies were getting burned by this scenario - there is no way to get insurance today that would cover the accident (I can't blame them) but that I could get insurance effective today that would take care of the no insurance portion of the ticket which is $500 which seems worth it.
I am assuming that the lady I hit, or more likely her insurance company is going to sue me. I understand that I am completely at fault, and I should have renewed my insurance, and to be honest, I feel pretty crappy about the whole thing, but especially about not having insurance to pay for her car which is more than likely totalled and the medical bills that I am sure that she is incurring right now. I am not in a position to pay these out of pocket, even though I would like to.
“Think of me like Yoda, but instead of being little and green I wear suits and I'm awesome. I'm your bro—I'm Broda!”