It's worth noting that all of this "credit monitoring" that people are reporting sure didn't do anything to stop this data breach, now did it? What a ridiculous farce this whole thing is.
Yeah it's funny that they think the 4 or 6 years of credit monitoring is such a good deal. All these other hacks I usually got the compensation AND free credit monitoring.
Yeah it's funny that they think the 4 or 6 years of credit monitoring is such a good deal. All these other hacks I usually got the compensation AND free credit monitoring.
Maybe they should've thought about how shit their system was the other 8 times shit's been compromised to the point that I have several companies offering me free credit monitoring.
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
Yeah it's funny that they think the 4 or 6 years of credit monitoring is such a good deal. All these other hacks I usually got the compensation AND free credit monitoring.
Maybe they should've thought about how shit their system was the other 8 times shit's been compromised to the point that I have several companies offering me free credit monitoring.
See that would require them to even give a shit if our stuff is stolen. How much money did they lose out of this? Almost nothing?
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HacksawJ. Duggan Esq.Wrestler at LawRegistered Userregular
Yeah it's funny that they think the 4 or 6 years of credit monitoring is such a good deal. All these other hacks I usually got the compensation AND free credit monitoring.
Maybe they should've thought about how shit their system was the other 8 times shit's been compromised to the point that I have several companies offering me free credit monitoring.
See that would require them to even give a shit if our stuff is stolen. How much money did they lose out of this? Almost nothing?
They lost nothing. Their insurance company, now THAT is a different matter.
Equifax might have even made money if their insurance company has to compensate them for the “free monitoring” they have to do.
Don't forget that the "free monitoring" they are offering includes the right to sell the information of the people being monitored, so yes they are planning to profit from this.
I really don't want that part to be forgotten, the agreement you have to sign includes some pretty noxious clauses (including binding arbitration decided by their people).
Got the email as well. Also validated my existing credit monitoring service (thank you, OPM hack) and still chose to keep the $125 payout option, not that I expect to see that much of it, if I ever see anything at all. Equifax should rightly be raked over the coals for this customer data hack.
I'd really like to get $125, but I'd be ok with getting a check for $0.01 if that means that every $0.01 check that Equifax sends out costs them more than that in postage.
I finally got the email. I don’t think they’re actually validating what you type into the text box. Probably they’ll just deny your claim if they think what you wrote doesn’t count as credit monitoring.
I wouldn't be surprised if they don't even look into the people who bother to give the info. I suspect this is purely a way to weed out people who aren't following this.
Agreed. They're counting on people to ignore their email or just forget about validating the name of their existing credit monitoring service simply to deny more claims out of turn. Moving the goal posts, as it were.
I wouldn't be surprised if they don't even look into the people who bother to give the info. I suspect this is purely a way to weed out people who aren't following this.
And one of the signing check boxes was "I understand I may be asked to provide more information," so if this wasn't enough, I expect there will be another cull. Like, 'please provide your user name and password for your credit monitoring service.'
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
You can already freeze your credit for free, can't you?
Not necessarily. Depends on the state. In my state, there are fees.
Which is ridiculous that we have no control over the information Equifax collected and victimized us with. And now we still can't freeze/unfreeze for free, let alone opt out of being tracked. We need HIPAA for finance.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I'd be more annoyed if I had to keep an eye out for a non-descript envelope.
Thinking about this a little more, they probably need to get the number of claims down below a certain level before it even makes fiscal sense to solicit verifiable information.
If they're looking at millions of ten cent payouts, it doesn't make sense to pay someone to spend even 5 minutes running each one down when all that means is that the ten cents will be redistributed amongst the other claimants.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
Wait failure to respond doesn't just completely disqualify you, it moves you into the "free" data monitoring camp? I guess I shouldn't be surprised, they desperately want people to take that option.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
Wait failure to respond doesn't just completely disqualify you, it moves you into the "free" data monitoring camp? I guess I shouldn't be surprised, they desperately want people to take that option.
Unclear, but this implied to me that you will instead receive the standard "compensation" of free monitoring since, iirc, that was the default option you/we opted out of.
Please note that you only have until October 15, 2019, to validate or amend your claim if you already filed one or your claim for the alternative compensation cash payment will be denied.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
That domain is the same one the email uses for future reference. Make them pay.
Alternative motivation: Failure to respond will opt you into their free data harvesting program for however long.
apparently I lost my claim number =/
Should be right there in the email. Copy and paste that over then you verify name and zip as I recall.
I deleted the email because 1: I didn't remember the domain name for a few months ago or whenever, and 2: I've never had any legal items not sent through US Mail. Aside from the initial sign up I suppose.
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
I'm honestly shocked they're allowed to email people about this. I delete shit from email addresses I don't know. Especially ones with links to websites. Guess I won't be getting anything from this. Not that I was really expecting to.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
That domain is the same one the email uses for future reference. Make them pay.
Alternative motivation: Failure to respond will opt you into their free data harvesting program for however long.
apparently I lost my claim number =/
Should be right there in the email. Copy and paste that over then you verify name and zip as I recall.
I deleted the email because 1: I didn't remember the domain name for a few months ago or whenever, and 2: I've never had any legal items not sent through US Mail. Aside from the initial sign up I suppose.
Oh oops, missed the part about deleting. ArbitraryDescriptor to the rescue thankfully.
You can already freeze your credit for free, can't you?
Not necessarily. Depends on the state. In my state, there are fees.
Which is ridiculous that we have no control over the information Equifax collected and victimized us with. And now we still can't freeze/unfreeze for free, let alone opt out of being tracked. We need HIPAA for finance.
Hm. I could have sworn they removed all fees altogether after this big Equifax breach, but I'm wrong. You can thank your State representatives for taking the "donations" from the credit monitoring companies and credit card companies.
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It wasn't super clear either...
Maybe they should've thought about how shit their system was the other 8 times shit's been compromised to the point that I have several companies offering me free credit monitoring.
See that would require them to even give a shit if our stuff is stolen. How much money did they lose out of this? Almost nothing?
They lost nothing. Their insurance company, now THAT is a different matter.
Don't forget that the "free monitoring" they are offering includes the right to sell the information of the people being monitored, so yes they are planning to profit from this.
I really don't want that part to be forgotten, the agreement you have to sign includes some pretty noxious clauses (including binding arbitration decided by their people).
And one of the signing check boxes was "I understand I may be asked to provide more information," so if this wasn't enough, I expect there will be another cull. Like, 'please provide your user name and password for your credit monitoring service.'
But noticeably they don't allow that as a choice, you have to have some shitty monitoring service that will let you know AFTER someone has fucked you.
They're emailing folks who signed up, from the domain where they signed up, which included saying they might contact you for more information. It is in no way unreasonable.
Not necessarily. Depends on the state. In my state, there are fees.
Which is ridiculous that we have no control over the information Equifax collected and victimized us with. And now we still can't freeze/unfreeze for free, let alone opt out of being tracked. We need HIPAA for finance.
I'd be more annoyed if I had to keep an eye out for a non-descript envelope.
Thinking about this a little more, they probably need to get the number of claims down below a certain level before it even makes fiscal sense to solicit verifiable information.
If they're looking at millions of ten cent payouts, it doesn't make sense to pay someone to spend even 5 minutes running each one down when all that means is that the ten cents will be redistributed amongst the other claimants.
I absolutely don't remember the email domain of an entity I had never contacted but once in my life several months ago.
You can still update your claim without the email, email just has your claim ID and link:
https://secure.equifaxbreachsettlement.com/en/amendclaim
That domain is the same one the email uses for future reference. Make them pay.
Alternative motivation: Failure to respond will opt you into their free data harvesting program for however long.
apparently I lost my claim number =/
Should be right there in the email. Copy and paste that over then you verify name and zip as I recall.
Unclear, but this implied to me that you will instead receive the standard "compensation" of free monitoring since, iirc, that was the default option you/we opted out of.
I deleted the email because 1: I didn't remember the domain name for a few months ago or whenever, and 2: I've never had any legal items not sent through US Mail. Aside from the initial sign up I suppose.
https://contactus.equifaxbreachsettlement.com/en/contact
-> Secure Form -> What is my claim number?
Oh oops, missed the part about deleting. ArbitraryDescriptor to the rescue thankfully.
Hm. I could have sworn they removed all fees altogether after this big Equifax breach, but I'm wrong. You can thank your State representatives for taking the "donations" from the credit monitoring companies and credit card companies.
FWIW, it's 100% worth paying the fees to freeze.
Otherwise, you're welcome for my three cents getting divided amongst everyone.