The new forums will be named Coin Return (based on the most recent vote)! You can check on the status and timeline of the transition to the new forums here.
The Guiding Principles and New Rules document is now in effect.
If all goes well then by the time I get home my father-in-law and wife will have installed a ceiling fan in our living room and that is extremely exciting. That room's been screaming for a fan for a while but it's just enough of a pain in the ass that we haven't done it yet and I'll be extremely grateful to have it done with no actual work required from me (besides the going to work to pay for it part but I'd have been doing that anyway).
Project update: it wasn't quite done when I got home but it was close and it's done now and it's delightful. I'll take pictures tomorrow when the whole thing isn't on.
Peen on
+3
KalTorakOne way or another, they all end up inthe Undercity.Registered Userregular
Not much feels better than having an appliance stop working, then ripping its guts out until you find the… technically replaceable problem.
*pic*
(Broken heating element in the dryer)
the replacement part was under $30, and the dryer is back to heating up normally. I don't know how much it would have cost to hire a repairperson, but I assume at least a MILLION dollars.
So my house almost burned down last week. Glad I caught it. Also maybe could've gotten a completely remodeled house on my insurance company's dime too.
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
They use their floofy tails as umbrellas when it rains. I can respect that level of creativity.
+4
minor incidentexpert in a dying field---Registered User, Transition Teamregular
Look, it took me three attempts to fully squirrel-proof my bird feeder. Any animal that can outsmart me twice has earned my respect, and some peanuts and corn from time to time.
Ah, it stinks, it sucks, it's anthropologically unjust
it's fun to have squirrels around because they make my dog furious
It is nice that my dog gets to feel like a Big Strong Tough Guy every time he runs into the backyard and scatters the squirrels. I know it helps his self esteem, which is good.
Ah, it stinks, it sucks, it's anthropologically unjust
I think the one I recently put in my bedroom is the same style, different color.
I love ceiling fans. I'd put them in every room if I could.
We actually do have them in every room, except the Kitchen I guess. But the kitchen/living room is technically one room, and the living room has a fan.
I do sometimes think about upgrading fans to fancier ones. But there are other house things I want to spend money on, so that's a "probably never" type of thing.
"excuse my French
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
Ceiling fans can give pretty big returns on the cost and effort. Costco has some nice flush-mount Hunter fans for about $140 each. I've installed... five at our old house, and I'm up to three at our new house with four to go. If you're replacing old-school downrod fans, the modern look and low profile make a room feel much more open and clean.
The big downside is that it feels kind of mandatory to make all the fans match, so although they're individually pretty affordable and medium-effort, it can become a "no longer a quick or little (or cheap)" project. And if you've got an older house, you might find that the box in the ceiling is all wrong.
Soon I'll "get" to try out a ceiling brace---the metal rod between joists with an included electrical box for the fan---that claims to be installable and expandable from beneath the ceiling with only a 4" hole. I need to replace an existing electrical box that's barely attached to a joist by a few crooked nails. Hopefully the magic brace is as easy as it claims...
+1
Goose!That's me, honeyShow me the way home, honeyRegistered Userregular
My apartment complex sent my lease renewal offer and the price is actually $14/month cheaper than my current rent vs being hundreds of dollars more? So I signed it right away.
My apartment complex sent my lease renewal offer and the price is actually $14/month cheaper than my current rent vs being hundreds of dollars more? So I signed it right away.
Oh this is the biggest case of "Bank error in your favor" I have ever heard of. Your apartment could have burnt to the ground the week prior and a leasing company would still have increased the rent by $50 before negotiations.
Did you switch from monthly to annual? Decade long lease? Capitalism has broken my brain I cannot figure this one out.
My apartment complex sent my lease renewal offer and the price is actually $14/month cheaper than my current rent vs being hundreds of dollars more? So I signed it right away.
Oh this is the biggest case of "Bank error in your favor" I have ever heard of. Your apartment could have burnt to the ground the week prior and a leasing company would still have increased the rent by $50 before negotiations.
Did you switch from monthly to annual? Decade long lease? Capitalism has broken my brain I cannot figure this one out.
Probably the landlord just decided they were making enough money to live comfortably and decided to give folks a tiny little break.
That would explain why the drive home was littered with frost-bitten demons and high-altitude pig shit.
had a bit of scare with strained triceps that felt like a possible torn rotator cuff, so i ended up having to take a week off of working on the roof
got started back up again monday evening and got the major pieces of the one side completed
took another break yesterday because 1) we were planning on cooking steaks to make up for the crappy anniversary dinner we got served when we ate out. 2) it was supposed to be a light shower and i didn't want to be up on the metal roof with moisture
well that light shower turned into a monsoon shower and unfortunately our son's room got the worst of it
the fan was originally on before we realized water was coming in the ceiling so it splashed water on the far like a murder scene
nobody got to sleep really and i was up at dawn to get the big section of roof covered since we're supposed to have "light" showers again today
hopefully everything dries out fine and we're just needing to some extra patching and painting
0
FFOnce Upon a TimeIn OaklandRegistered Userregular
I think I mentioned in this thread that I'm in the process of buying a house. Without going into all of the gory details;
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Huh...
+9
CambiataCommander ShepardThe likes of which even GAWD has never seenRegistered Userregular
I think I mentioned in this thread that I'm in the process of buying a house. Without going into all of the gory details;
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Can I offer you an article about "how a gen z saved for a house" where the answer was "their parents gave them a 100k gift/let them live in a tiny house for free/bankrolled them in some other way" in this trying time?
"excuse my French
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
I think I mentioned in this thread that I'm in the process of buying a house. Without going into all of the gory details;
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Buying a house was one of the most stressful painful (not including like... interpersonal relationship stuff) things I've had to do. Just awful. And I still felt awful about it after I bought it for a while. Gradually felt better though! Good luck.
+2
FFOnce Upon a TimeIn OaklandRegistered Userregular
I think I mentioned in this thread that I'm in the process of buying a house. Without going into all of the gory details;
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Can I offer you an article about "how a gen z saved for a house" where the answer was "their parents gave them a 100k gift/let them live in a tiny house for free/bankrolled them in some other way" in this trying time?
For transparency, my parents did help me with some of the down payment (I do have to pay them back though).
That being said, I can't believe the way the bank makes me feel like I've done something awful by not reading their minds and understanding their rigid expectations, having to be the go-between for insurance companies (that also don't want to budge from their own rigid methods), raking my wife over the coals due to past payments that have long since been resolved, and having to depend on getting a loan in the first place. I recognize I'm in a privileged position (older millennial, been in tech for 20 years) relative to other folks around me, and it kills me that what I'm going through is probably a fraction of what they might have to, if even able to try at all.
Huh...
+1
CambiataCommander ShepardThe likes of which even GAWD has never seenRegistered Userregular
I think I mentioned in this thread that I'm in the process of buying a house. Without going into all of the gory details;
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Can I offer you an article about "how a gen z saved for a house" where the answer was "their parents gave them a 100k gift/let them live in a tiny house for free/bankrolled them in some other way" in this trying time?
For transparency, my parents did help me with some of the down payment (I do have to pay them back though).
Oh no worries, a loan from my sister is the reason I was able to buy a house. As far as I can tell, that's one of the only way to buy a house in this market, have a family member bankroll you.
I'm just amused/annoyed at all the article titles about a young person "doing it on their own" and how the other gen z-ers could put down their avocado toast and do the same thing, when the body of the article always includes the information about $250k gift the zoomer's parents gave them for a down payment. Or the similar style story, of how a zoomer became a millionaire by age 22, and it's because their parents bought them their first small business that's now worth millions.
"excuse my French
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
+6
FFOnce Upon a TimeIn OaklandRegistered Userregular
I think I mentioned in this thread that I'm in the process of buying a house. Without going into all of the gory details;
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Can I offer you an article about "how a gen z saved for a house" where the answer was "their parents gave them a 100k gift/let them live in a tiny house for free/bankrolled them in some other way" in this trying time?
For transparency, my parents did help me with some of the down payment (I do have to pay them back though).
Oh no worries, a loan from my sister is the reason I was able to buy a house. As far as I can tell, that's one of the only way to buy a house in this market, have a family member bankroll you.
I'm just amused/annoyed at all the article titles about a young person "doing it on their own" and how the other gen z-ers could put down their avocado toast and do the same thing, when the body of the article always includes the information about $250k gift the zoomer's parents gave them for a down payment. Or the similar style story, of how a zoomer became a millionaire by age 22, and it's because their parents bought them their first small business that's now worth millions.
Oof, yeah. Those articles really are a kick in the teeth. I think the last one I read was the woman who was able to save for a house due to her living in the $100k tiny home her parents built, plus her generous salary from her job (at her fathers company, of course!
Right now I'm getting denied a mortgage because the roof of the house we're trying to buy is over 20 years old. By literally no more than a few months.
Huh...
+2
JedocIn the scupperswith the staggers and jagsRegistered Userregular
Posts
the replacement part was under $30, and the dryer is back to heating up normally. I don't know how much it would have cost to hire a repairperson, but I assume at least a MILLION dollars.
Life comes at you fast, but I've been around here and there.
I have decided to attempt to enter into a sort of peace treaty with the local squirrel population that calls my backyard home.
Thanks man. I appreciate it. 5/5 Would dine again.
Battle.net: IronSquirrel#1462
Never. Don't negotiate with terrorists, which squirrels certainly are.
I mean there is...
Love squirrels. They're horrible little dickheads, but they're so all-encompassingly not sorry about it that they kind of rule.
This may be true in general.
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
It is nice that my dog gets to feel like a Big Strong Tough Guy every time he runs into the backyard and scatters the squirrels. I know it helps his self esteem, which is good.
I love ceiling fans. I'd put them in every room if I could.
We actually do have them in every room, except the Kitchen I guess. But the kitchen/living room is technically one room, and the living room has a fan.
I do sometimes think about upgrading fans to fancier ones. But there are other house things I want to spend money on, so that's a "probably never" type of thing.
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
The big downside is that it feels kind of mandatory to make all the fans match, so although they're individually pretty affordable and medium-effort, it can become a "no longer a quick or little (or cheap)" project. And if you've got an older house, you might find that the box in the ceiling is all wrong.
Soon I'll "get" to try out a ceiling brace---the metal rod between joists with an included electrical box for the fan---that claims to be installable and expandable from beneath the ceiling with only a 4" hole. I need to replace an existing electrical box that's barely attached to a joist by a few crooked nails. Hopefully the magic brace is as easy as it claims...
Did you switch from monthly to annual? Decade long lease? Capitalism has broken my brain I cannot figure this one out.
Probably the landlord just decided they were making enough money to live comfortably and decided to give folks a tiny little break.
That would explain why the drive home was littered with frost-bitten demons and high-altitude pig shit.
got started back up again monday evening and got the major pieces of the one side completed
took another break yesterday because 1) we were planning on cooking steaks to make up for the crappy anniversary dinner we got served when we ate out. 2) it was supposed to be a light shower and i didn't want to be up on the metal roof with moisture
well that light shower turned into a monsoon shower and unfortunately our son's room got the worst of it
the fan was originally on before we realized water was coming in the ceiling so it splashed water on the far like a murder scene
nobody got to sleep really and i was up at dawn to get the big section of roof covered since we're supposed to have "light" showers again today
hopefully everything dries out fine and we're just needing to some extra patching and painting
Fuck mortgage underwriters, and fuck insurance companies. We're probably still going to close on time and all that, but the added stress from ridiculous, arbitrary, horseshit rulings is causing me to see RED.
Can I offer you an article about "how a gen z saved for a house" where the answer was "their parents gave them a 100k gift/let them live in a tiny house for free/bankrolled them in some other way" in this trying time?
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
Buying a house was one of the most stressful painful (not including like... interpersonal relationship stuff) things I've had to do. Just awful. And I still felt awful about it after I bought it for a while. Gradually felt better though! Good luck.
For transparency, my parents did help me with some of the down payment (I do have to pay them back though).
That being said, I can't believe the way the bank makes me feel like I've done something awful by not reading their minds and understanding their rigid expectations, having to be the go-between for insurance companies (that also don't want to budge from their own rigid methods), raking my wife over the coals due to past payments that have long since been resolved, and having to depend on getting a loan in the first place. I recognize I'm in a privileged position (older millennial, been in tech for 20 years) relative to other folks around me, and it kills me that what I'm going through is probably a fraction of what they might have to, if even able to try at all.
Oh no worries, a loan from my sister is the reason I was able to buy a house. As far as I can tell, that's one of the only way to buy a house in this market, have a family member bankroll you.
I'm just amused/annoyed at all the article titles about a young person "doing it on their own" and how the other gen z-ers could put down their avocado toast and do the same thing, when the body of the article always includes the information about $250k gift the zoomer's parents gave them for a down payment. Or the similar style story, of how a zoomer became a millionaire by age 22, and it's because their parents bought them their first small business that's now worth millions.
But fuck you — no, fuck y'all, that's as blunt as it gets"
- Kendrick Lamar, "The Blacker the Berry"
Oof, yeah. Those articles really are a kick in the teeth. I think the last one I read was the woman who was able to save for a house due to her living in the $100k tiny home her parents built, plus her generous salary from her job (at her fathers company, of course!
Right now I'm getting denied a mortgage because the roof of the house we're trying to buy is over 20 years old. By literally no more than a few months.