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Xbox Live and Credit Card

moltar512moltar512 Registered User new member
edited February 2008 in Games and Technology
Hi

I just got an Xbox Pro about two weeks ago to play Halo 3 on Xbox Live with some friends of mine.

I got an Xbox Live account, and I happily play.

Well, tonight i decided i'd go ahead and buy the other 3 maps. So i go to get some Microsoft Points and...

...i'm sickened at how easy it is.
No, really.. hear me out. Maybe i'm doing it wrong.

all I have to do is hit X and say i want more.. and then my credit card is charged. That seems way to easy. I mean, what if my roommate or some random stranger comes in and orders like 500 dollars worth of microsoft points.

And i can't figure out how to disassociate my credit card from my xbox live account. I can't even figure out how to make it ask for some sort of password before it just charges my credit card. Is there a way to make it a little more secure? I know on Wii whenever i want some nintendo points i have to put in my credit card info each time.. i'm TOTALLY fine with that. I can't get drunk and accidentally wind up with like 300 bucks in credit card bills (not that that happens, but you get my point)

Is there anything I can do?

moltar512 on

Posts

  • LegacyLegacy Stuck Somewhere In Cyberspace The Grid(Seattle)Registered User, ClubPA regular
    edited February 2008
    I'm fairly certain you can make a password for your account that you have to put in to sign on.

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  • DarkPrimusDarkPrimus Registered User regular
    edited February 2008
    There's an option to auto-remember your password. You can go to options and turn it off, which means you'll have to enter your password every time you want to sign in. Which is less convenient but will be protection against random asshats spending your money.

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  • SandersSanders Registered User regular
    edited February 2008
    Q: Is there a maximum number of Points that I can have in my balance?

    A: Yes, there is a limit. When you reach that limit, you will be notified that you've reached the maximum number.

    Q: Is there a limit to how many Points I can purchase in a day?

    A: There is not a per-day limit, but there is a limit per transaction. You'll be notified if you reach this limit.

    Q: Is there a limit to how many Points I can redeem in a day?

    A: Yes. If you reach this limit, you'll be notified, and you'll have to wait until the next day to redeem more Points.



    Now, I have no idea what they mean by limit per transaction, but I have had $150 worth of microsoft points in my account at one time. Can't find the cutoff numbers anywhere (you can try calling 1-800-4my-xbox)

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  • FyreWulffFyreWulff YouRegistered User, ClubPA regular
    edited February 2008
    Yeah, MS needs to stop holding onto CC#s like that. The easiest way to get your CC# off there is to put like 10$ on a gift card (with the Visa or other equivalent logo), then buy points with it. it'll become the new CC# for the account, and it won't matter if you or someone else tries to buy points.

    FyreWulff on
  • HarshLanguageHarshLanguage Registered User regular
    edited February 2008
    FyreWulff wrote: »
    Yeah, MS needs to stop holding onto CC#s like that. The easiest way to get your CC# off there is to put like 10$ on a gift card (with the Visa or other equivalent logo), then buy points with it. it'll become the new CC# for the account, and it won't matter if you or someone else tries to buy points.

    This is good advice. Not just for the 360 Marketplace, but for all credit card uses where you're not sure about the card number's security, or you want to limit your potential monetary liability (e.g. recurring subscriptions you don't want to recur).

    Of course, for roommates and relatives and such, they can always just steal your real cards from your wallet/purse, but that's a whole other ball of wax. :P

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  • DeathPrawnDeathPrawn Registered User regular
    edited February 2008
    I personally just buy the prepaid cards in-store for both Live subscriptions and MS Points. That way MS doesn't have ANY of my CC info.

    DeathPrawn on
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  • ChewyWafflesChewyWaffles Registered User regular
    edited February 2008
    FyreWulff wrote: »
    Yeah, MS needs to stop holding onto CC#s like that. The easiest way to get your CC# off there is to put like 10$ on a gift card (with the Visa or other equivalent logo), then buy points with it. it'll become the new CC# for the account, and it won't matter if you or someone else tries to buy points.

    Erm, I have 4 credit cards stored in the 360 since it launced - I could use any of them if the accounts weren't canceled already. I don't see how using a Visa debit card changes anything since you can't remove the old ones.

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  • DixonDixon Screwed...possibly doomed CanadaRegistered User regular
    edited February 2008
    Yeah there's no one to just disassociate your CC from a Live account which sucks. I made a new account was going to let my younger brother use my old account but I couldn't figure out how to take off my CC, I think i'll have to call them

    Dixon on
  • WillethWilleth Registered User regular
    edited February 2008
    You can disassociate your CC from your account, but MS will keep a record of it forever. You can also set a password for your account with button codes, which is somewhere in the settings menu - it won't prevent your account being logged in, but it'll prevent it signing into Live.

    Willeth on
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  • DixonDixon Screwed...possibly doomed CanadaRegistered User regular
    edited February 2008
    Willeth wrote: »
    You can disassociate your CC from your account, but MS will keep a record of it forever. You can also set a password for your account with button codes, which is somewhere in the settings menu - it won't prevent your account being logged in, but it'll prevent it signing into Live.

    How do you do this? I just don't want it to keep charging me monthly for my live account, it won't let me select a silver account so that i don't have to pay!

    Dixon on
  • WillethWilleth Registered User regular
    edited February 2008
    The repeat charging is apparently hard to get rid of - I've never done it myself, but I hear you need to ring Xbox Support on the day your year is up. Although ringing them beforehand can't hurt.

    Willeth on
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  • DarkPrimusDarkPrimus Registered User regular
    edited February 2008
    The automatic recharging is why I'm sticking to buying Live subscription cards.

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  • The DeliveratorThe Deliverator Slingin Pies The California BurbclavesRegistered User regular
    edited February 2008
    MS has no way of canceling anything that uses their billing system other than calling billing support. It's really kinda stupid. Every other online recurring billing system I've used has usually had a one or two button-click cancellation system.

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  • ZombieAsumaZombieAsuma Registered User regular
    edited February 2008
    The weirdest thing I ever had happen with my X-Box Live account was that Microsoft randomly stopped billing my account in November and downgraded me to Silver status without me asking and despite the fact that there was no problem with the card used to pay my monthly fees. I finally got around to fixing it a couple of weeks ago and just switched it back to Gold. Never got an explanation as to why they downgraded me to Silver and didn't bill me for 2 months when I had ALWAYS had a Gold account.

    ZombieAsuma on
  • ChewyWafflesChewyWaffles Registered User regular
    edited February 2008
    Captain Cactus And The Water Preservation Squad wrote: »
    MS has no way of canceling anything that uses their billing system other than calling billing support. It's really kinda stupid. Every other online recurring billing system I've used has usually had a one or two button-click cancellation system.

    Yep, the Zune pass is the same way.

    ChewyWaffles on
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