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I own my car, suckaz [Personal Finance Thread]

RuckusRuckus Registered User regular
edited June 2009 in Social Entropy++
I just talked to the Credit Union that was handling my car loan, and had them transfer the final payment to pay it off. I am the proud full owner of a 1998 Nissan Pathfinder.

Now, about $4000 left on a line of credit to pay off, and I'll be 100% debt free by 25.

Tell me, SE++, how is your financial situation this month?

Ruckus on
«1345

Posts

  • WeaverWeaver Breakfast Witch Hashus BrowniusRegistered User regular
    edited June 2009
    BROKE AS HELL

    Weaver on
  • SnowbeatSnowbeat i need something to kick this thing's ass over the lineRegistered User regular
    edited June 2009
    planning to buy a car outright and currently have no debt
    it doesn't count because I am young

    Snowbeat on
    Q1e6oi8.gif
  • vsovevsove ....also yes. Registered User regular
    edited June 2009
    Finally climbing out of the pit of debt that moving out on my own landed me in.

    Feeling pretty good about it.

    vsove on
    WATCH THIS SPACE.
  • thanimationsthanimations Registered User regular
    edited June 2009
    debt-free, have money to survive for almost year if I lost my job, and a few bricks of cocaine under the mattress

    so I'm doing okay

    thanimations on
  • RecklessReckless Registered User regular
    edited June 2009
    Makin' minimum wage, working full-time. But, since I'm living in a college town my rent is bupkis, so I'm saving enough that I won't have to work next semester.

    Reckless on
  • BrainleechBrainleech 機知に富んだコメントはここにあります Registered User regular
    edited June 2009
    I sold my car years ago because being dead at the time I had little use for it
    I had little use for it when I was a zombie
    Now I semi-regret selling it because begging for rides sucks

    Brainleech on
  • GRMikeGRMike The Last Best Hope for Humanity The God Pod Registered User regular
    edited June 2009
    Moving in to a new place (was suppose to have the keys today but the current tenants decided to not have the place cleaned as in the lease agreement) so I'm having to pay for storage until the 1st...

    Broke as a joke.

    GRMike on
  • edited June 2009
    Only debt we have right now is a house. Never had a car loan and always pay off credit cards at the end of the month.

    Richard M. Nixon on
    chevy.jpgsteve.jpgmartin.jpg
  • AbracadanielAbracadaniel Registered User regular
    edited June 2009
    Gotta drop $750 for security on my new apartment, gotta set up internet and cable, already bought some new furniture on craigslist on the cheap, and about $1,200 in credit card debt.

    Not too bad.

    Abracadaniel on
  • ButtersButters A glass of some milks Registered User regular
    edited June 2009
    Congrats, son. I bought a new car in March and my dad was able to sell my old one through the classifieds.

    Good stuff.

    Butters on
    PSN: idontworkhere582 | CFN: idontworkhere | Steam: lordbutters | Amazon Wishlist
  • OrikaeshigitaeOrikaeshigitae Registered User, ClubPA regular
    edited June 2009
    fuck your goddamn brackets

    Orikaeshigitae on
  • RuckusRuckus Registered User regular
    edited June 2009
    Brainleech wrote: »
    I sold my car years ago because being dead at the time I had little use for it
    I had little use for it when I was a zombie
    Now I semi-regret selling it because begging for rides sucks

    Ass, Cash, or Grass, nobody rides for BRAAAAAAAAAAAINS

    Ruckus on
  • edited June 2009
    oh good job on paying down your stuff, ruckus

    Richard M. Nixon on
    chevy.jpgsteve.jpgmartin.jpg
  • RecklessReckless Registered User regular
    edited June 2009
    I am 20 and my parents are thinking about getting me a new ride for my 21st if I can provide the down payment. I have no idea what to expect here. I'm looking at getting an '09 Honda Fit. Is $1500 accurate-ish?

    Reckless on
  • ButtersButters A glass of some milks Registered User regular
    edited June 2009
    Smart Hero wrote: »
    already bought some new furniture on craigslist on the cheap

    I got a leather couch at an estate furniture shop for $350. Buying used furnishings is totally the way to go.

    Butters on
    PSN: idontworkhere582 | CFN: idontworkhere | Steam: lordbutters | Amazon Wishlist
  • vsovevsove ....also yes. Registered User regular
    edited June 2009
    Everyone who gets a car from their parents should burn in the fires of Hades.

    I got a firm handshake when I turned 21. Well, and a game of some sort, I can't remember what.

    vsove on
    WATCH THIS SPACE.
  • MysstMysst King Monkey of Hedonism IslandRegistered User regular
    edited June 2009
    all my debt is school debt, which won't get paid until I'm out of school.

    then it will be quite a sum and I will be in the shit

    Mysst on
    ikbUJdU.jpg
  • SnowbeatSnowbeat i need something to kick this thing's ass over the lineRegistered User regular
    edited June 2009
    nice anime avatar orik it's super kawaii /\o_o/\

    cowboy bebop is rad don't hit me

    Snowbeat on
    Q1e6oi8.gif
  • TenTen Registered User regular
    edited June 2009
    I only owe 260 thousand dollars on my house, woohoo!!!

    FUCK

    Ten on
  • OrikaeshigitaeOrikaeshigitae Registered User, ClubPA regular
    edited June 2009
    Snowbeat wrote: »
    nice anime avatar orik it's super kawaii /\o_o/\

    cowboy bebop is rad don't hit me

    i hate you

    Orikaeshigitae on
  • AbracadanielAbracadaniel Registered User regular
    edited June 2009
    Butters wrote: »
    Smart Hero wrote: »
    already bought some new furniture on craigslist on the cheap

    I got a leather couch at an estate furniture shop for $350. Buying used furnishings is totally the way to go.

    Nice. I snagged a pair of Ikea loveseats (retail for $299 apiece) and slipcovers for'em for $200, and might buy the coffee table that the person is selling as well if I like it.

    Abracadaniel on
  • That Dave FellaThat Dave Fella Registered User regular
    edited June 2009
    I'm 19 and owe €10k and it's not for school!

    That Dave Fella on
    PSN: ThatDaveFella
  • OrikaeshigitaeOrikaeshigitae Registered User, ClubPA regular
    edited June 2009
    i owe about a grand on my credit card

    that's it! i rule

    Orikaeshigitae on
  • WeaverWeaver Breakfast Witch Hashus BrowniusRegistered User regular
    edited June 2009
    on the upside I also own my own car

    Weaver on
  • Sara LynnSara Lynn I can handle myself. Registered User regular
    edited June 2009
    Putting most into savings so I can afford to move. I'm not broke, just trying to be thrifty while still buying things for myself occasionally.

    Sara Lynn on
  • vsovevsove ....also yes. Registered User regular
    edited June 2009
    I'm trying to learn the value of thriftiness and financial planning in order to climb out of debt faster.

    It's proving to be challenging, although I have cut down on both my entertainment and alcohol expenditures.

    vsove on
    WATCH THIS SPACE.
  • SporkAndrewSporkAndrew Registered User, ClubPA regular
    edited June 2009
    I currently owe about £110,000 jointly with the fiancee for our mortgage and just under £7,000 to the greedy money-grubbing bastards at the Student Loan's Company.

    Otherwise I'm responsible with money and always pay the credit card off in full.

    SporkAndrew on
    The one about the fucking space hairdresser and the cowboy. He's got a tinfoil pal and a pedal bin
  • SniperLogicSniperLogic ChicagoRegistered User regular
    edited June 2009
    Butters wrote: »
    Smart Hero wrote: »
    already bought some new furniture on craigslist on the cheap

    I got a leather couch at an estate furniture shop for $350. Buying used furnishings is totally the way to go.


    That or outlets for good furniture sellers. Got a pair of italian leather chairs from a Macy's outlet for about $500.

    SniperLogic on
    Steam/PSN: StandrdDeviation
    BNet: StandrdError#1826
  • TenTen Registered User regular
    edited June 2009
    A QUARTER OF A MILLION IN DEBT

    Ten on
  • ButtersButters A glass of some milks Registered User regular
    edited June 2009
    vsove wrote: »
    Everyone who gets a car from their parents should burn in the fires of Hades.

    I got a firm handshake when I turned 21. Well, and a game of some sort, I can't remember what.

    The car I inherited from my mom cost me more to maintain than buying my own cheaper to own wheels.

    That Caddy was awfully pretty back in its day though.

    Butters on
    PSN: idontworkhere582 | CFN: idontworkhere | Steam: lordbutters | Amazon Wishlist
  • AbracadanielAbracadaniel Registered User regular
    edited June 2009
    So should we start dick measuring with credit scores yet or what
    752 up ins

    Abracadaniel on
  • That Dave FellaThat Dave Fella Registered User regular
    edited June 2009
    I don't think I even have a credit score, I might cause of my credit card.

    That Dave Fella on
    PSN: ThatDaveFella
  • vsovevsove ....also yes. Registered User regular
    edited June 2009
    Butters wrote: »
    vsove wrote: »
    Everyone who gets a car from their parents should burn in the fires of Hades.

    I got a firm handshake when I turned 21. Well, and a game of some sort, I can't remember what.

    The car I inherited from my mom cost me more to maintain than buying my own cheaper to own wheels.

    That Caddy was awfully pretty back in its day though.

    I'm referring more to people whose parents buy them a brand new car when they turn whatever age.

    My last girlfriend had a car that her parents bought her, and always seemed shocked when I mentioned I didn't have a car. I suppose I could buy something cheap, but I live within walking distance of work, groceries and my favourite pub. Vehicles aren't entirely necessary for me.

    vsove on
    WATCH THIS SPACE.
  • KrunkMcGrunkKrunkMcGrunk Registered User regular
    edited June 2009
    I currently owe about £110,000 jointly with the fiancee for our mortgage and just under £7,000 to the greedy money-grubbing bastards at the Student Loan's Company.

    Otherwise I'm responsible with money and always pay the credit card off in full.

    I'm in the same boat. Just, dollars. Not space-money.

    KrunkMcGrunk on
    mrsatansig.png
  • RecklessReckless Registered User regular
    edited June 2009
    I've had a shitbox for 4 years. I make an 8-hour-both-ways roadtrip about once every two months, so I need something kinda reliable and good on gas.

    Reckless on
  • vsovevsove ....also yes. Registered User regular
    edited June 2009
    Also I have no life, so there's really no need for me to have a car. I can sit at home and write until 2AM quite well without a vehicle.

    vsove on
    WATCH THIS SPACE.
  • OrikaeshigitaeOrikaeshigitae Registered User, ClubPA regular
    edited June 2009
    i got a laptop when i turned 21

    it's served me much better than a car that i can't afford to maintain and don't like to drive

    Orikaeshigitae on
  • KrunkMcGrunkKrunkMcGrunk Registered User regular
    edited June 2009
    I am cool with driving a shitbox, because cars hold very little value.

    KrunkMcGrunk on
    mrsatansig.png
  • AbracadanielAbracadaniel Registered User regular
    edited June 2009
    I'll probably be looking for a car in the next couple months; I'm gonna wait till I get settled first and take care of any essential household stuff, then start hunting.

    Abracadaniel on
  • OrikaeshigitaeOrikaeshigitae Registered User, ClubPA regular
    edited June 2009
    sara, i thought you did move?

    Orikaeshigitae on
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