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I own my car, suckaz [Personal Finance Thread]
Posts
Oh yeah with you there. If I didn't need a car for pretty much everything I wouldn't pay the $600 a month it costs me to finance and insure it.
I think I may have gotten Chromehounds, come to think of it. Which was a pretty neat game, but still. It's no laptop.
I mean, it was also the only present I received all year, and my entire extended family chipped in for it. We ain't rich.
Mint.com allows you to securely input your various online bank, credit card, loans, invesments, 401ks logins and pulls the results into a single, attractive layout to see just where your money is going each month. It can also provide comparisons to other offers that might benefit you more (ie a credit card that with a lower interest rate/rewards program) It's also got a fantastic iPhone app.
Credit Karma is a site that allows you to monitor your credit score for changes, and, similar to Mint, show you alternatives to your current finances to get a better deal.
Either way, good stuff.
My savings have take a bit of a beating this year cause of a couple car problems, but I should be able to go back to saving now.
Plus, I'm going to get half of my apartment security deposit back in a couple months, so I'll be happy to have that back.
Last I checked, my credit score was around 780. That was in February.
Damnit!
not doing too bad butt of course I am being crazy and really want to go back to school full time
it'll pay off most of my credit card debt and leave enough to buy my plane ticket to PAX
Also I splurged and bought a pair of RayBan Wayfarers 8-)
Need some stuff designed or printed? I can help with that.
They use some kind of fucking arcane mathematics to figure them. After paying off one of my cards, my score went down.
cmj, huh
have fun not getting into anything ever with that badge
That shit always makes my day.
Yeah inquiries drop you down like 1 or 5 points or something and I got slammed with them buying a new car, moving apartments, and changing addresses after the move.
I'm upgrading shit and paying the bills, you assholes!
ha ha
three hundred
Need some stuff designed or printed? I can help with that.
I got turned down for a free cell phone once because I had no credit history at all.
Nope, birthday in October (11th).
Falls on the (Canadian) Thanksgiving long weekend again this year.
[edit] In Canada, I believe credit inquiries don't affect your score, but they are noted in the history.
ORIK
I LOVE YOUR AV/TITLE/LOCATION
Need some stuff designed or printed? I can help with that.
FUCK YOU
Hell, my own bank turned me down for a credit card. Then they sent me one anyway.
I am now under 1/10th of that. Had I not gotten divorced I'd be 100% free.
And I ain't even 30.
Holy hell, dude.
way to dig out of the hole, stale. That's impressive.
t mcp: i got turned down for a stack of credit cards. eventually my wife managed to get one and I am continuing to ride her coattails there.
hello
credit card never has more than 500 on it a month, except for the rare occasion i splurge.
My wife had to buy the house herself because my credit score was so low that she couldn't get a loan with me co-signing.
Shit, I should go buy an xbox