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[chat] is what happens when you meet a man in the alps
Posts
"Rolls the best blizzy this side of Atlanta and asks no questions ayyyyyy"
If you're really smart, you live like a pauper in NYC for 10-15 years. Get the cheapest rent, bank all your extra cash, invest it. Leave off home cooked meals, ride a bike to work.
Then, 10-15 years later, you retire and move to some state with a low CoL where you can drop $200,000 on a house and buy it outright and pay $1500 a year for the rest of your life in taxes.
Then your bills work out to something like $150 a month for taxes and $1000 for just general quality of life living. If you worked in NYC and banked $100,000 in wages a year in a savings account (not even invested it) you'd have 1.5 million (roughly).
It would take you 750 months at 2000 a month to go through that. Or, 62.5 years.
You'd earn something like $100,000 a year in interest at 7%
You could split that in half, and reinvest it right back in, and still live very comfortably.
:bigfrown: :bigfrown: :bigfrown:
I'm not sure there's a fix for that
fwiw no one (except skfm, weakly) apologized for or defended that thing. people just made fun of it
I just looked at it and went like WELL THIS SURE HAS ALL RELEVANT INFO TO HAVE AN OPINION ABOUT and instead talked about something more fun
most people in NYC are insufferable about the thought of living anywhere else tho
totally forgot to cut up the rest of the pepper and just threw only a couple of pieces in
be less needy!
also less bad!
and feel better!
it's all so simple!
The more money you have, the more you spend.
Why would you need $230,000 to do those things?
$230,000 as a family of 4? Yeah that's not a whole lot, but it is. Most families don't have dual income parents pulling in $115k a piece.
Oh, you just have lots of money? Yeah I guess that would do it.
getting everything you want prolly
it will put you on a good path with no financial worries and a secure retirement, but it's hardly popping bottles of champ on the deck of your yacht.
i didn't say that
i said it's not opulent
it's certainly not lamborghini money
if you are okay with living a low CoL place the trick is to get a tech job in boston or norcal, then ease into a telecommute role and move to cincinnati or dallas or wherever.
that's not what we're saying though
230k butts is a lot of butts.
edited to remove rage
i should not do this conversation
It's the person more than anything.
City living drives me bonkers.
I hate it.
I hate the smell.
I hate the sounds.
I hate dealing with people, even if we're not interacting, the sheer level of people in urban centers just makes me anxious.
I would be perfectly happy living in a shack in the woods (with internet) and dealing with people once a month.
Well
to be fair
Jenga is best enjoyed while high
my dad earns a little under that
popping bottles of champ on the deck of his yacht is one of his favourite activities
The only non-booked hotel in a one hour radius of where I actually need to be.
And for your information there is a rad monastery here.
"Why don't you try not feeling this way?" is advice I've gotten waaaay too often by real live human beings.
Have you tried abandoning your own personal needs entirely, turning yourself into a martyr of fragile, unfulfilled selflessness?
Tip from a friend.
this is madness
our vp of tech lives in iowa
Oh, I've tried that plenty
That's kinda my primary MO
basically it is nice to get old and established because you get more and more money
So when you see the median income for your area is 45k and you're pulling in more than that, realize that they're factoring in a household there (sometimes it's single earners, most times its not, even if it's just cohabiting). You're ahead of the curve.