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The Guiding Principles and New Rules document is now in effect.
Come to my [house], be one of the comfortable people
Renewed my apartment lease because I hate moving, the rent increase was minimal, and I'm in a good spot for public transportation (no car). Additionally, the dog next door seems to have figured out how to shut the fuck up.
Cautious Yay.
0
DaimarA Million Feet Tall of AwesomeRegistered Userregular
Every once in a while the thought just strikes out of the blue, I've been mortgage free since May of last year and it still feels pretty good.
I'm moving in 13 days to an absolutely gorgeous second-story apartment with modern appliances, huge natural light pouring in through south and west windows, one block from the Edmonton River Valley, and although I have a roomie I'll be taking the master bedroom with a walk-in closet and attached full bath so I don't even have to share a bathroom.
Somehow, this is cheaper than my current basement bachelor suite with ancient broken appliances and holes in the linoleum that the landlord refused to fix
+28
JedocIn the scupperswith the staggers and jagsRegistered Userregular
Given my modest needs and leftover equity from the last house, it looks like I might actually be able to put 20% down on a house for the first time in my life. That seems to be the magic number where a good deal of mortgage-related bullshit evaporates, so I'm rather looking forward to the experience.
+15
DaimarA Million Feet Tall of AwesomeRegistered Userregular
I'm moving in 13 days to an absolutely gorgeous second-story apartment with modern appliances, huge natural light pouring in through south and west windows, one block from the Edmonton River Valley, and although I have a roomie I'll be taking the master bedroom with a walk-in closet and attached full bath so I don't even have to share a bathroom.
Somehow, this is cheaper than my current basement bachelor suite with ancient broken appliances and holes in the linoleum that the landlord refused to fix
I hope the place has air conditioning.
+1
mightyjongyoSour CrrmEast Bay, CaliforniaRegistered Userregular
Hello new house thread, we had a clogged toilet that nothing cleared up so we called a plumber in. The results were....interesting.
So uh... you gotta replace your whole sewage stack now eh?
Not yet... The part that was pulled out was everything in the pipes so it's cleared for now. But it'll come back and it means there's probably a larger issue under the subfloor. Unfortunately I have a concrete slab so it's not going to be cheap or easy to fully resolve, and no way of knowing how bad it is.
There wasn't a break in the pipe for the roots to get in? Usually it's some old clay pipes from the early 1900s and a nearby tree has crushed it and made some sort of pseudo pipe with its roots.
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
+2
mightyjongyoSour CrrmEast Bay, CaliforniaRegistered Userregular
That was my fear too but it's coming in from where the flange sits on the subfloor. Nothing in the rest of the house has issues so we're pretty sure it's just that one area for now.
Also late 1960's construction so relatively recent, plus with a concrete slab it's less likely in general... but oh man yeah if it had been a hole in the pipes I'd be screwed.
+1
DaimarA Million Feet Tall of AwesomeRegistered Userregular
related to the roots in the toilet, it's not an uncommon thing
That was my fear too but it's coming in from where the flange sits on the subfloor. Nothing in the rest of the house has issues so we're pretty sure it's just that one area for now.
Also late 1960's construction so relatively recent, plus with a concrete slab it's less likely in general... but oh man yeah if it had been a hole in the pipes I'd be screwed.
thank god for that then
not a doctor, not a lawyer, examples I use may not be fully researched so don't take out of context plz, don't @ me
So uh... you gotta replace your whole sewage stack now eh?
Not yet... The part that was pulled out was everything in the pipes so it's cleared for now. But it'll come back and it means there's probably a larger issue under the subfloor. Unfortunately I have a concrete slab so it's not going to be cheap or easy to fully resolve, and no way of knowing how bad it is.
Do your plumbers have a camera to mount on the auger they can cram down there to see how bad the pipe is?
My last place had a similar issue where a tree had roots going into the pipe blocking off all the water trying to exit. Came home to a flooded basement on too many occasions (in this case that's any number larger than 0). They were able to run a camera down there after snaking it out and determine exactly how far out the break in the line was.
0
FishmanPut your goddamned hand in the goddamned Box of Pain.Registered Userregular
Yeah, when we moved into this place there were old 1930's terracotta tile pipes that had a 60-year-old Ngaio tree growing on top of them. Snaked the main drain every 4-6 months for a year before we cut down the tree and hired a couple apprentices with a digger to replace the main sewer line.
In other news, I got to cook on my new cooktop last night. It finally arrived on the weekend and my neighbour installed it on Monday. After 10 days of mostly eating out and bought work lunches, it's so good to have something home-cooked again.
So anyone got any advice for negotiating our offer on a house?
The one were looking at has an asking price of over £250,000.
This will be our first house purchase and we want to get it as close to £250,000 as possible.
The house has already been reduced in price and three of the rooms will need new carpets.
Never get so invested in a place that you aren't willing to walk away, even at the last minute, if someone starts jerking you around or if they aren't willing to come down in price.
I'm guessing you're dealing with a realtor, so they should be able to help guide you in negotiating. If you told them that your limit is $250K and they're showing you homes that are way above that or can't get close to that number then they're not doing a very good job for you.
Yeah we have booked a viewing through an estate agent and if we want to make an offer we go through the estate agent.
I'm not in a rush to buy, just that this house seems the most promising so far. Compared to similar houses in the area it's a good price.
If me and my wife like it we'll do a second viewing with my father in law whose a builder/painter/decorator and if he doesn't find anything worrying we might make an offer.
Just offer what you want to pay for it (minus a couple of grand for wiggle room). The asking price being a bare minimum is not really a way to think. It's just a guide price for potential buyers.
If it's been reduced, the vendors are keen to sell and maybe a sign you're dealing with an estate agent who likes to inflate prices as well. An estate agent has to pass that offer on, regardless of its perceived chance of success.
If the vendor doesn't like the price, they won't say no and tell you to get lost. Its just where the negotiations start. Putting in that wiggle room allows you to appear to be conciliatory whilst still paying the price you want.
I am buying a house! I signed the paperwork yesterday. I’m sure the next few weeks will be easy and carefree and not a jumble of phone calls and lawyers and reviewing a nitpicky home inspection and interest rates and packing and remembering that I need insurance and internet at my new house.
So anyone got any advice for negotiating our offer on a house?
The one were looking at has an asking price of over £250,000.
This will be our first house purchase and we want to get it as close to £250,000 as possible.
The house has already been reduced in price and three of the rooms will need new carpets.
There is nothing wrong with putting in "cheeky" offers. It's why the previous two houses we've sold we've put the asking price at 10-20k over what we actually wanted to give people the satisfaction of talking us down. We sold our last house for exactly the amount we wanted after making a show of coming down in price.
As others have said, if the house has been reduced twice already then the sellers are getting desperate -- you can use that to your advantage. You can usually check Rightmove to see how long a property has been on the market, although some sneaky estate agents will take the property off the market a few times and then bring it back on at a different price to avoid the "reduced" banner displaying on the listing and push it back up to the top of the "recently for sale" list. But then there's a Rightmove "premium" service you can pay for which allows you to see previous listings for properties. We used that to see what our house used to look like when it was painted pink in the 90s.
As a real-life example - our house was on the market for £300k but we paid £264k and got the sellers to cover the stamp duty. In our case it had been on the market for a year and a half, was empty because it was the result of a divorce and both parties moving into their respective partner's houses and was just costing the sellers money as they still had a mortgage on it. I also paid for a proper "homebuyer's survey" by an accredited company. It was about £800 for the top-tier survey but they went into much greater detail than the standard survey and if it brought up anything major then £800 up front was a lot better than £000s down the line to fix something unexpected.
As it turned out the survey threw up a number of issues like mouldy carpets in every room, rising damp in every room downstairs, the roof being a giant sieve and only 15% of the house being double-glazed. I could see all of these issues myself on viewings, but having it written down by a professional helps your case. They included an estimated cost to rectify all the issues which I gathered together, took to the estate agent and said "the seller can either fix these or take it off the cost." The estate agent verified the company that did the survey and then presented the offer to the seller.
Of course, some of the issues pulled up by the survey were non-events and could be ignored, like the condition of the paths in the garden, or the condition of the outhouse roofs, or the fact that the decoration was outdated. There was also one that was factually incorrect based on an assumption (he thought that all the upstairs walls were brick and would need replacing with studs)
The one about the fucking space hairdresser and the cowboy. He's got a tinfoil pal and a pedal bin
Does anyone have any recommendations for good motion detection flood lights? The one currently attached to our house is a fickle bastard. Sometimes it works, most of the time it doesn't. I can be in front of the thing waving my arms and it won't work. Turn it off and back on and it'll turn on immediately. I've looked at reviews and it seems like nearly all of them are mostly junk. Also, this light is on the West side of the house and will be seeing a lot of weather. I'm tempted to replace it with a light that just turns on at dusk and off at dawn. That sounds like a lot of energy waste I don't want, but I'm also tired of my dog getting sprayed by skunks.
Motion detectors are usually set off by mass too, so there's a good chance it won't set off by a dog or small animal.
Maybe look into an outdoor LED light? They are low energy (like 8-15 watts) and it'd cost you maybe $20 to run it all year dusk-dawn. But if you like motion detection still, here's one of the better rated ones:
Posts
Become one with the rain and snow.
We have to pack the rest of our stuff this weekend though.
Ugh. UGH.
Cautious Yay.
Meanwhile I had to sign something for my current mortgage that amounted to "yes, I know I'll be paying for this well past retirement age"
Hopefully next year when we can remortgage we'll be able to get that term down a bit.
Somehow, this is cheaper than my current basement bachelor suite with ancient broken appliances and holes in the linoleum that the landlord refused to fix
I hope the place has air conditioning.
https://imgur.com/gallery/CbwDc
So uh... you gotta replace your whole sewage stack now eh?
Not yet... The part that was pulled out was everything in the pipes so it's cleared for now. But it'll come back and it means there's probably a larger issue under the subfloor. Unfortunately I have a concrete slab so it's not going to be cheap or easy to fully resolve, and no way of knowing how bad it is.
Also late 1960's construction so relatively recent, plus with a concrete slab it's less likely in general... but oh man yeah if it had been a hole in the pipes I'd be screwed.
https://youtu.be/Fv7pry8P4AI
thank god for that then
Do your plumbers have a camera to mount on the auger they can cram down there to see how bad the pipe is?
My last place had a similar issue where a tree had roots going into the pipe blocking off all the water trying to exit. Came home to a flooded basement on too many occasions (in this case that's any number larger than 0). They were able to run a camera down there after snaking it out and determine exactly how far out the break in the line was.
In other news, I got to cook on my new cooktop last night. It finally arrived on the weekend and my neighbour installed it on Monday. After 10 days of mostly eating out and bought work lunches, it's so good to have something home-cooked again.
The HOA doesn't permit street parking. So we have to hope that the driveway accommodates 3 cars. It'll also suck as it means no visitors, essentially.
Thread title made me think of this video. So I googled "Our House" and it was the first result, which I love.
Yeah if the bylaws don't say they can't be parked on the lawn that's certainly an option.
Or just make the driveway larger by paving part of the lawn.
But they probably have a set driveway width too.
I would 100% be okay with parking a car on my lawn to stick it to a snobby HOA
But I don't want my parents to get into trouble for it, hah
Life hack: have your parents become board members of the HOA so they get to create rules that suit themselves.
The one were looking at has an asking price of over £250,000.
This will be our first house purchase and we want to get it as close to £250,000 as possible.
The house has already been reduced in price and three of the rooms will need new carpets.
How much do you think the house is worth?
Never get so invested in a place that you aren't willing to walk away, even at the last minute, if someone starts jerking you around or if they aren't willing to come down in price.
I'm guessing you're dealing with a realtor, so they should be able to help guide you in negotiating. If you told them that your limit is $250K and they're showing you homes that are way above that or can't get close to that number then they're not doing a very good job for you.
I'm not in a rush to buy, just that this house seems the most promising so far. Compared to similar houses in the area it's a good price.
If me and my wife like it we'll do a second viewing with my father in law whose a builder/painter/decorator and if he doesn't find anything worrying we might make an offer.
If it's been reduced, the vendors are keen to sell and maybe a sign you're dealing with an estate agent who likes to inflate prices as well. An estate agent has to pass that offer on, regardless of its perceived chance of success.
If the vendor doesn't like the price, they won't say no and tell you to get lost. Its just where the negotiations start. Putting in that wiggle room allows you to appear to be conciliatory whilst still paying the price you want.
Right?
There is nothing wrong with putting in "cheeky" offers. It's why the previous two houses we've sold we've put the asking price at 10-20k over what we actually wanted to give people the satisfaction of talking us down. We sold our last house for exactly the amount we wanted after making a show of coming down in price.
As others have said, if the house has been reduced twice already then the sellers are getting desperate -- you can use that to your advantage. You can usually check Rightmove to see how long a property has been on the market, although some sneaky estate agents will take the property off the market a few times and then bring it back on at a different price to avoid the "reduced" banner displaying on the listing and push it back up to the top of the "recently for sale" list. But then there's a Rightmove "premium" service you can pay for which allows you to see previous listings for properties. We used that to see what our house used to look like when it was painted pink in the 90s.
As a real-life example - our house was on the market for £300k but we paid £264k and got the sellers to cover the stamp duty. In our case it had been on the market for a year and a half, was empty because it was the result of a divorce and both parties moving into their respective partner's houses and was just costing the sellers money as they still had a mortgage on it. I also paid for a proper "homebuyer's survey" by an accredited company. It was about £800 for the top-tier survey but they went into much greater detail than the standard survey and if it brought up anything major then £800 up front was a lot better than £000s down the line to fix something unexpected.
As it turned out the survey threw up a number of issues like mouldy carpets in every room, rising damp in every room downstairs, the roof being a giant sieve and only 15% of the house being double-glazed. I could see all of these issues myself on viewings, but having it written down by a professional helps your case. They included an estimated cost to rectify all the issues which I gathered together, took to the estate agent and said "the seller can either fix these or take it off the cost." The estate agent verified the company that did the survey and then presented the offer to the seller.
Of course, some of the issues pulled up by the survey were non-events and could be ignored, like the condition of the paths in the garden, or the condition of the outhouse roofs, or the fact that the decoration was outdated. There was also one that was factually incorrect based on an assumption (he thought that all the upstairs walls were brick and would need replacing with studs)
PSN : Bolthorn
Maybe look into an outdoor LED light? They are low energy (like 8-15 watts) and it'd cost you maybe $20 to run it all year dusk-dawn. But if you like motion detection still, here's one of the better rated ones:
https://www.amazon.com/1000Lumen-Solar-Motion-LED-Flood/dp/B01D11N02O/