My Amish roofers started about 2 hours earlier then they said they would on Friday! Then got the second story done, most of the 1st story is ready to get the metal sheets thrown on. They also got the pitch built and metal done over the flat spot on our addition.
They started back up this morning at 730. I figure they will be done by the end of the day.
A little faster then the guy I hired before.. that took 9 months to do nothing.
Who I'm still struggling to get my deposit back from. But I recorded our last phone call where he says he will pay me back in full (he was trying to charge me a 25% restocking fee on the materials that 'he bought for the job'). So on Wednesday he either pays me or I go to my lawyer to start the process of putting a lien on his properties.
" I am a warrior, so that my son may be a merchant, so that his son may be a poet.”
― John Quincy Adams
We’re closing Friday! I increasingly realize I don’t fully understand closing costs!
We’re not facing any issues - after seller contributions we’re paying about $300 for closing. But I’m not sure if pre-paying a year’s worth of insurance and property taxes affects my initial mortgage payments. I assume we pay as normal, but does this mean our escrow account will continually be carrying a substantial balance as a cushion for the life of our loan?
We’re closing Friday! I increasingly realize I don’t fully understand closing costs!
We’re not facing any issues - after seller contributions we’re paying about $300 for closing. But I’m not sure if pre-paying a year’s worth of insurance and property taxes affects my initial mortgage payments. I assume we pay as normal, but does this mean our escrow account will continually be carrying a substantial balance as a cushion for the life of our loan?
There shouldn’t be a change to your payment amount, not until your first escrow analysis and/or insurance premium adjustment.
It’s a cushion to start. Taxes are fairly steady but over the length of a loan you could see a fairly large swing, which is why they put in a cushion.
Depending on the servicer, there may be a process to get some of that back.
I lucked out here, since while I’m a doofus with fixing bathrooms, my wife got us a mortgage without escrow and remembers to pay the bi-annual tax bill...
We get a report from our escrow bank once per year that details the withdrawals and deposits, and projects into the next year whether payments need to be adjusted based on changes in various tax rates or fees. We generally pay the difference as a lump sum, and - again generally - it's usually in the neighborhood of $150 or less. Lately it's been much less than that.
Speaking of leaking sinks, one of the plusses of the house we just bought was a nice stainless steel sink set into a cabinet next to the washer and dryer. Now that we've used it some, we've discovered that whoever put it in didn't seal around the edge of the sink, meaning water spilled on the edge leaks through to the cabinet underneath. While investigating that, I also discovered the actual drain pipe (white plastic) has a leak at the seal at the back end of the u bend, meaning every angle of that sink leaks.
For the first problem, is caulk the solution or is there a special sink sealant I need to pick up? I happen to have bathroom grade caulk handy because someone thought it was a good idea to screw a decorative cover into the sewer cleanout access pipe cover connecting the master bath to the basement sewer, which led to the screw rusting and sewer water leaking through.
For the second, I could either try to patch the seal on the pipe connection or just replace the pipes outright with newer better ones. I haven't decided yet.
For the drain, I would replace it whole cloth, from the sink to the wall. It's all PVC or LDPE. For that stuff, I prefer to just replace the full assemblies so I'm not endlessly chasing leaks after I plug the first.
In the short short (short) term, you can use more silicone/caulk if it's a crack. It's also possible the pipe is just cross threaded or otherwise the gasket isn't making a full seal and it could be a relatively easy fix. If it's cross threaded, though, you may not be able to recover the connection without replacing.
Speaking of leaking sinks, one of the plusses of the house we just bought was a nice stainless steel sink set into a cabinet next to the washer and dryer. Now that we've used it some, we've discovered that whoever put it in didn't seal around the edge of the sink, meaning water spilled on the edge leaks through to the cabinet underneath. While investigating that, I also discovered the actual drain pipe (white plastic) has a leak at the seal at the back end of the u bend, meaning every angle of that sink leaks.
For the first problem, is caulk the solution or is there a special sink sealant I need to pick up? I happen to have bathroom grade caulk handy because someone thought it was a good idea to screw a decorative cover into the sewer cleanout access pipe cover connecting the master bath to the basement sewer, which led to the screw rusting and sewer water leaking through.
For the second, I could either try to patch the seal on the pipe connection or just replace the pipes outright with newer better ones. I haven't decided yet.
We finally got our new garage door installed on Friday and it's amazing how quiet it is. Before it was so loud and heavy that you could hear it down the court if you opened it and now you can sneak into the house without hearing it open.
I may have already scared my children this way.
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MichaelLCIn what furnace was thy brain?ChicagoRegistered Userregular
Nice. Is it it just a new chain drive or you go from a chain to belt?
Nice. Is it it just a new chain drive or you go from a chain to belt?
Still a chain, but they redid the rails (previous owners thought they were home builders and did it themselves... and it was bad) and the new door weighs at least half the old one. It's wonderful. Plus it's way more insulated so it feels good in it.
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MichaelLCIn what furnace was thy brain?ChicagoRegistered Userregular
Ah, got it. You did say 'door'.
I was hoping you switched to a belt so I'd have a good excuse to replace my perfectly fine (but noisy) chain system.
how are they selling the property if there's a title issue
Well I'm not sure exactly, my realtor just said:
"close of escrow subject to sellers ability to deliver clear title "
have the offer contingent on delivery of said clear title
Yeah I still might drive over this weekend and take a look at it. But like I said, I would definitely want to put an offer in significantly under asking, which the current owners are probably delusional about.
Home Depot whispered sweet nothings today, "Your fence sucks and our prefab panels are on sale" it said. "No interest for 18 months when you spend over $999" it said.
Fuck.
Also it is a WHOLE LOT EASIER watching the guy load them on the truck with a forklift than it is dragging each one off by myself at home.
No comments on the patio, that's a work in progress.
Team, our front yard has a big dip in it from where a tree was removed over a decade ago by the previous owners.
I want to fill this in. My plan is to cut/lift/peel-back the grass and fill with top soil so that the snow does a bunch of work over the winter compacting it for me.
How much soil do I need? I can determine the volume that I want to fill, but how do I estimate the change in density as the soil compacts? Should I get twice as much?
you could fill it in multiple stages over several months.
Let it settle, add more.
That's a good point, I was expecting to redo the process in the spring after the snow melts anyways. Maybe I'll go with 1.5x for now and re-evaluate in the spring.
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FairchildRabbit used short words that were easy to understand, like "Hello Pooh, how about Lunch ?"Registered Userregular
Home Depot whispered sweet nothings today, "Your fence sucks and our prefab panels are on sale" it said. "No interest for 18 months when you spend over $999" it said.
Fuck.
Also it is a WHOLE LOT EASIER watching the guy load them on the truck with a forklift than it is dragging each one off by myself at home.
No comments on the patio, that's a work in progress.
You look like one of those build sites from FORTNITE.
you could fill it in multiple stages over several months.
Let it settle, add more.
That's a good point, I was expecting to redo the process in the spring after the snow melts anyways. Maybe I'll go with 1.5x for now and re-evaluate in the spring.
you could fill it in multiple stages over several months.
Let it settle, add more.
That's a good point, I was expecting to redo the process in the spring after the snow melts anyways. Maybe I'll go with 1.5x for now and re-evaluate in the spring.
you could fill it in multiple stages over several months.
Let it settle, add more.
That's a good point, I was expecting to redo the process in the spring after the snow melts anyways. Maybe I'll go with 1.5x for now and re-evaluate in the spring.
Or plant a tree?
Nah, I don't want a tree there.
Make sure you don’t effect the drainage so that it heads back to your house.
When we redid our deck a lot of years ago there wasn't enough junk to justify a dumpster rental so I put it all behind the garage. When We tore out the crappy shelves in the basement, I did the same. Today I got to deal with it all...
When we redid our deck a lot of years ago there wasn't enough junk to justify a dumpster rental so I put it all behind the garage. When We tore out the crappy shelves in the basement, I did the same. Today I got to deal with it all...
Scraping old, leaking toilet ring wax off the bathroom drain pipe flange might just be my new least favorite home-ownership experience yet!
I do so love plumbing...
On the bright side, I now have free and complete access to paint the wall behind the toilet so as to not leave a ghetto square of the previous color back there. Because why tackle one job at a time when you can have 3?
Final walk-through of our house today, and closing tomorrow! Still feels very surreal to me, but I’m excited to begin my transition into a dad-type figure who thinks he can repair things much better than he actually can.
Any tips on what to watch out for while doing the walk-through this afternoon?
But! They left behind a fair amount of useful things: extension ladder, spare boards, spare indoor/outdoor carpet panels, spare siding, lengthy water hose, garage shelves and a locker, big desk in the basement, gas canister, a ping pong table(?), and a bottle of champagne in the fridge.
I have to remember that last one. Even if it’s fairly cheap stuff, it’s a classy move. Between the ladder and materials they also probably saved us a couple hundred bucks we’d otherwise be spending right away.
I’m sure I’ll feel differently when things start breaking, but I’m very excited for this weekend. We’re planning to grab some take-out and basically camp out for the night since the furniture won’t be there yet.
OneAngryPossum on
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AbsoluteZeroThe new film by Quentin KoopantinoRegistered Userregular
Nice when they leave useful stuff and not a bunch of garbage.
Posts
They started back up this morning at 730. I figure they will be done by the end of the day.
A little faster then the guy I hired before.. that took 9 months to do nothing.
Who I'm still struggling to get my deposit back from. But I recorded our last phone call where he says he will pay me back in full (he was trying to charge me a 25% restocking fee on the materials that 'he bought for the job'). So on Wednesday he either pays me or I go to my lawyer to start the process of putting a lien on his properties.
― John Quincy Adams
It's a mixed bag of emotions.
I'm thinking about becoming a slumlord next. Seems easier than traditional home ownership.
We’re not facing any issues - after seller contributions we’re paying about $300 for closing. But I’m not sure if pre-paying a year’s worth of insurance and property taxes affects my initial mortgage payments. I assume we pay as normal, but does this mean our escrow account will continually be carrying a substantial balance as a cushion for the life of our loan?
https://www.redfin.com/CA/Long-Beach/1612-E-7th-St-90813/home/7612585
There shouldn’t be a change to your payment amount, not until your first escrow analysis and/or insurance premium adjustment.
It’s a cushion to start. Taxes are fairly steady but over the length of a loan you could see a fairly large swing, which is why they put in a cushion.
Depending on the servicer, there may be a process to get some of that back.
I lucked out here, since while I’m a doofus with fixing bathrooms, my wife got us a mortgage without escrow and remembers to pay the bi-annual tax bill...
For the first problem, is caulk the solution or is there a special sink sealant I need to pick up? I happen to have bathroom grade caulk handy because someone thought it was a good idea to screw a decorative cover into the sewer cleanout access pipe cover connecting the master bath to the basement sewer, which led to the screw rusting and sewer water leaking through.
For the second, I could either try to patch the seal on the pipe connection or just replace the pipes outright with newer better ones. I haven't decided yet.
For the drain, I would replace it whole cloth, from the sink to the wall. It's all PVC or LDPE. For that stuff, I prefer to just replace the full assemblies so I'm not endlessly chasing leaks after I plug the first.
In the short short (short) term, you can use more silicone/caulk if it's a crack. It's also possible the pipe is just cross threaded or otherwise the gasket isn't making a full seal and it could be a relatively easy fix. If it's cross threaded, though, you may not be able to recover the connection without replacing.
5 bedrooms; if you can get a group of people together that are comfortable living together that is easily affordable.
You got this.
I may have already scared my children this way.
Still a chain, but they redid the rails (previous owners thought they were home builders and did it themselves... and it was bad) and the new door weighs at least half the old one. It's wonderful. Plus it's way more insulated so it feels good in it.
I was hoping you switched to a belt so I'd have a good excuse to replace my perfectly fine (but noisy) chain system.
Apparently there is fire damage and a potential title issue.
So that's gonna be a pass, unless they want to sell it to me for like...400k
Well I'm not sure exactly, my realtor just said:
"close of escrow subject to sellers ability to deliver clear title "
have the offer contingent on delivery of said clear title
I've got a belt, it rocks :biggrin:
But a motor is a motor. It's quiet, but I mean...probably not that much more than a well-done chain.
Yeah I still might drive over this weekend and take a look at it. But like I said, I would definitely want to put an offer in significantly under asking, which the current owners are probably delusional about.
Fuck.
Also it is a WHOLE LOT EASIER watching the guy load them on the truck with a forklift than it is dragging each one off by myself at home.
No comments on the patio, that's a work in progress.
I want to fill this in. My plan is to cut/lift/peel-back the grass and fill with top soil so that the snow does a bunch of work over the winter compacting it for me.
How much soil do I need? I can determine the volume that I want to fill, but how do I estimate the change in density as the soil compacts? Should I get twice as much?
Let it settle, add more.
That's a good point, I was expecting to redo the process in the spring after the snow melts anyways. Maybe I'll go with 1.5x for now and re-evaluate in the spring.
You look like one of those build sites from FORTNITE.
Or plant a tree?
Nah, I don't want a tree there.
Make sure you don’t effect the drainage so that it heads back to your house.
QEDMF xbl: PantsB G+
I get three bulk pickup a year.
Just schedule, put it on the curb, and it's all picked up.
Looks like you don't have a problem anymore.
(did I mention I'm behind on my dad joke quota?)
I do so love plumbing...
On the bright side, I now have free and complete access to paint the wall behind the toilet so as to not leave a ghetto square of the previous color back there. Because why tackle one job at a time when you can have 3?
Any tips on what to watch out for while doing the walk-through this afternoon?
It's not fraud, but it's unethical on the part of the buyers agent, and I wish we could somehow withhold their commission or something.
I want to push back but there is an offer on a different house contingent on selling this one so they kind of have us over a barrel.
they may not have had any choice in the matter
their bank might have been the one that told them to go pound sand
But! They left behind a fair amount of useful things: extension ladder, spare boards, spare indoor/outdoor carpet panels, spare siding, lengthy water hose, garage shelves and a locker, big desk in the basement, gas canister, a ping pong table(?), and a bottle of champagne in the fridge.
I have to remember that last one. Even if it’s fairly cheap stuff, it’s a classy move. Between the ladder and materials they also probably saved us a couple hundred bucks we’d otherwise be spending right away.
I’m sure I’ll feel differently when things start breaking, but I’m very excited for this weekend. We’re planning to grab some take-out and basically camp out for the night since the furniture won’t be there yet.