That's essentially going to be covered by my trade-in.
I'm going to CarSense today to get a number (in writing!) on my current car to take back to the dealer. Depending on what they offer me is what I think is going to push me to one direction or the other. More $ = finance, less $ = lease.
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ViscountalphaThe pen is mightier than the swordhttp://youtu.be/G_sBOsh-vyIRegistered Userregular
That's essentially going to be covered by my trade-in.
Then don't lease it! You would essentially be trading in and then getting nothing back for it. Unless the lower payments would be more then the 2-3k trade in that is. But then you run into that problem again when you want to swap cars.
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ZeroFillFeeling much better.A nice, green leaf.Registered Userregular
edited July 2009
if you buy a car only to trade it in a year or two down the line you're going to get raped on the trade in value
unless you have enough to pay it off and sell it to a private party, if you like new cars often you're better off leasing and taking care of the thing than buying. If you can get them to throw in a maintenance plan for the duration of the lease for cheap or free even better.
If you know you're going to rack up the miles though, like others have said, you're better off buying.
ZeroFill has the gist of why I'm considering leasing.
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ZeroFillFeeling much better.A nice, green leaf.Registered Userregular
edited July 2009
My 2nd car is a lease and it's been perfect. I got them to throw in more miles, and all maintenance covered for the duration of the lease. It goes back in roughly a year.
the good thing in my case is that being our 2nd car, if it gets close on the miles by the time it's time to take it back, we can just cut back use of it and use the other car.
You can also usually take leases back in a few months early if you turn around and lease another from the same dealership.
Also since I got it in california, it was nice to save money on taxes.
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ButtersA glass of some milksRegistered Userregular
if you buy a car only to trade it in a year or two down the line you're going to get raped on the trade in value
Depends on the car. If it's a car that can be easily sold you can find a dealer that will give you good money for it and if you're leasing and you want to trade it in after a year...you can't. No one is saying getting rid of a car you set up for financing is easy or even a good idea. Just that if you really want to or have to it's an option.
Just got new tires, fixed the A/C, changed the oil and washed the air filter (washable K&N) it's like a new car. Think I'll probably order an intake ($300, can install it myself) and think about the Hondata ECU flash ($600, adds like 20-25HP no shit, also easy install, but have to do without your car for 2 days).
I mean shit I'd love an M but can't justify spending the dosh right now. Maybe next year...
Buying a car, I always worked under the assumption that I will want to put at minimum half the cost down, then get a loan for the rest, unless I just want to buy the car outright. The idea being that I basically want to be able to buy the car with cash if I have to, making sure that I don't buy a car that I cannot afford.
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The Black HunterThe key is a minimum of compromise, and a simple,unimpeachable reason to existRegistered Userregular
Buying a car, I always worked under the assumption that I will want to put at minimum half the cost down, then get a loan for the rest, unless I just want to buy the car outright. The idea being that I basically want to be able to buy the car with cash if I have to, making sure that I don't buy a car that I cannot afford.
This exactly
People seem to think that because they can take out a loan then everything will be peachy
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ButtersA glass of some milksRegistered Userregular
edited July 2009
Half the cost is a lot on a new car but a healthy down payment is definitely the best way to go.
Which is exactly why when I go to get a new car end of the year, I'm looking to plunk 12k down, plus trade in. That should get my payments down to very reasonable levels. Then get a loan, over pay every month, build up good credit, and pay the sucker off.
Well yeah you're only financing $10k or less, that's much better. That's about what I did and payments were under $300/mo (for 36 mo) which was doable.
so i replaced the splintered exhaust manifold apron hoping that it was the reason for the annoying rattling sound at 2700 rpm
fuck no, the car still rattles like a motherfucker
i've read on the german alfa boards that actually lots of 156s and a few 147s and GTs have that rattling problem. none of them were able to diagnose the origin...
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The Black HunterThe key is a minimum of compromise, and a simple,unimpeachable reason to existRegistered Userregular
so i replaced the splintered exhaust manifold apron hoping that it was the reason for the annoying rattling sound at 2700 rpm
fuck no, the car still rattles like a motherfucker
i've read on the german alfa boards that actually lots of 156s and a few 147s and GTs have that rattling problem. none of them were able to diagnose the origin...
oh god this is such bullshit. i just helped a co-worker replace his on a goddamn 5 year old car.
oh alfa romeo, why must your cars rust so?
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ButtersA glass of some milksRegistered Userregular
edited July 2009
Last time I had a rattling problem I couldn't identify it turned out the front bumper was loose as all hell.
so i replaced the splintered exhaust manifold apron hoping that it was the reason for the annoying rattling sound at 2700 rpm
fuck no, the car still rattles like a motherfucker
i've read on the german alfa boards that actually lots of 156s and a few 147s and GTs have that rattling problem. none of them were able to diagnose the origin...
so i replaced the splintered exhaust manifold apron hoping that it was the reason for the annoying rattling sound at 2700 rpm
fuck no, the car still rattles like a motherfucker
i've read on the german alfa boards that actually lots of 156s and a few 147s and GTs have that rattling problem. none of them were able to diagnose the origin...
oh god this is such bullshit. i just helped a co-worker replace his on a goddamn 5 year old car.
oh alfa romeo, why must your cars rust so?
if it's any consolation I had to get the timing belt replaced, some sensor on the engine and rear brake lights fixed on my last serve
guess what? the rear brake lights just started failing again!
I'm going back to the dealer tonight, they're gonna appraise my car and we'll talk some more firm numbers.
Fortunately I will be going with my car already appraised by CarSense and with two other quotes.
Not sure if I should just tell the dude right off that I don't really feel like wasting either of our times with like an hour of pointless haggling and he should just give me the best possible offer right off.
I'm going back to the dealer tonight, they're gonna appraise my car and we'll talk some more firm numbers.
Fortunately I will be going with my car already appraised by CarSense and with two other quotes.
Not sure if I should just tell the dude right off that I don't really feel like wasting either of our times with like an hour of pointless haggling and he should just give me the best possible offer right off.
I'd hit him with it right off the bat.
"So, let's talk about my trade in. Carsense and two others have said they'd give me this. How about you?"
Especially if you think his number is going to come in under. If, for whatever reason, you think he's going to be over, then just shhhh. Since that's not likely however....
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I'm going to CarSense today to get a number (in writing!) on my current car to take back to the dealer. Depending on what they offer me is what I think is going to push me to one direction or the other. More $ = finance, less $ = lease.
Then don't lease it! You would essentially be trading in and then getting nothing back for it. Unless the lower payments would be more then the 2-3k trade in that is. But then you run into that problem again when you want to swap cars.
unless you have enough to pay it off and sell it to a private party, if you like new cars often you're better off leasing and taking care of the thing than buying. If you can get them to throw in a maintenance plan for the duration of the lease for cheap or free even better.
If you know you're going to rack up the miles though, like others have said, you're better off buying.
the good thing in my case is that being our 2nd car, if it gets close on the miles by the time it's time to take it back, we can just cut back use of it and use the other car.
You can also usually take leases back in a few months early if you turn around and lease another from the same dealership.
Also since I got it in california, it was nice to save money on taxes.
Depends on the car. If it's a car that can be easily sold you can find a dealer that will give you good money for it and if you're leasing and you want to trade it in after a year...you can't. No one is saying getting rid of a car you set up for financing is easy or even a good idea. Just that if you really want to or have to it's an option.
Anyway, what do you think about this guy?
MMMMMMM
i absolutely love those clownshoes
actually, get me an M Coupe
parked in front of a chick fil a
Tell you what, buy me a roadster, I'll buy you a coupe.
I mean shit I'd love an M but can't justify spending the dosh right now. Maybe next year...
Always thought that car looked like the car from the Ambiguously Gay Duo.
This exactly
People seem to think that because they can take out a loan then everything will be peachy
Have a wad of cash, and/or a good value (trade in or sell) car? Buy your car outright, avoid the interest.
Have some cash to burn and/or a good trade in, but not all, and can get good terms (interest rate)? Put a good chunk down, finance the rest.
Have cash but need it for something else? Put what you can down, finance the rest.
Have no cash, no trade in, and no hope? God help you.
Not looking to buy anything high-rollin'
so i replaced the splintered exhaust manifold apron hoping that it was the reason for the annoying rattling sound at 2700 rpm
fuck no, the car still rattles like a motherfucker
i've read on the german alfa boards that actually lots of 156s and a few 147s and GTs have that rattling problem. none of them were able to diagnose the origin...
have them push on bits until it stpos
the sound is coming from somewhere around the engine or exhaust, not the interior
i guess i could strap my little sister to the engine or something
oh god this is such bullshit. i just helped a co-worker replace his on a goddamn 5 year old car.
oh alfa romeo, why must your cars rust so?
nice! told you it was good to get a solid number on the value before you go to the dealership
It's an Alfa Romeo. They just do that.
Solution: tacked it off.
they only use strictly heterosexual plastic
Sit there, a group of about 10
talking about cars
if it's any consolation I had to get the timing belt replaced, some sensor on the engine and rear brake lights fixed on my last serve
guess what? the rear brake lights just started failing again!
The guy looked at me, checked the history of my car and then looked back at me.
"Wait...weren't you just here? You're not scheduled in for another couple of months. How many miles have you put on the car, a couple thousand?"
"Eight thousand, actually."
"...holy shit."
Fortunately I will be going with my car already appraised by CarSense and with two other quotes.
Not sure if I should just tell the dude right off that I don't really feel like wasting either of our times with like an hour of pointless haggling and he should just give me the best possible offer right off.
I'm due the 8k oil change on my car, It's taken 6 months to do that.
I'd hate your commute.
I'd hit him with it right off the bat.
"So, let's talk about my trade in. Carsense and two others have said they'd give me this. How about you?"
Especially if you think his number is going to come in under. If, for whatever reason, you think he's going to be over, then just shhhh. Since that's not likely however....