My financial anxiety is that I will be renting until I'm dead
All of my friends have houses now, even though the market here has an average price of almost $800,000
Most of them have partners making good money, but one is a lawyer making excellent money who bought a house solo
We pay so much in rent but we can afford it
But we don’t want to save 200 grand for a down payment lel
It’s still a little stressful because home ownership has been drilled into me as an unambiguous financial good thing
Also owning a home, especially one in nyc seems like a huge source of stress
Our apartment leaks in heavy rain and we’re just like oh wellers, not my problem
As long as your wealth is growing and you have investments I guess it's pretty stable
Part of the appeal of home ownership is that you have effectively locked yourself into a fairly safe investment, I suppose, one that requires less specific knowledge than other investment
I get it sucked during the pandemic, but I really liked the story of the dude with just like a normal 401 he had saved for 20 years or so, plus his social security, and it wasn't much, like $4-$5K a month after taxes and stuff (I mean that's a lot, yes, but not millionaire retirement), and he lived on two cruise ships.
He'd just book a long term rental on two boats (one I think was the Caribbean and I forget the other) and they cut him a deal for like $3K a month, which includes food and drink plus most of the touristy stuff, and that's it. Dude was just done working, and as long as capitalism didn't fall, he'd just live on those boats till he died. (which he may have during covid, who knows)
But I always thought that was a cool alternative to an old folks home or owning property, since it's a set income that wasn't going anywhere.
Same concept as living in a hotel--it has this intriguing oldschool glamour about it
i think not paying rent after retirement is still generally a good plan but home ownership can often be more expensive than renting in the near term if you can even afford to buy in the first place
also assuming the planet is still livable in 30 years lel
Where I live is projected to only become more livable, warm is shifting northward and this will cause massive disruptions, but we aren't going to become Venus even on our current trajectory.
and I wonder about my neighbors even though I don't have them
but they're listening to every word I say
0
Options
ChanusHarbinger of the Spicy Rooster ApocalypseThe Flames of a Thousand Collapsed StarsRegistered Userregular
i would love to live in a hotel as long as i could be guaranteed there were no bed bugs
I am fine with living just long enough to miss the big season finale of climate collapse and shanking people with a sharpened iPhone for a thimbleful of water.
Well my Chaoshunter game seems to be in savegame limbo, I am outside a boss monster end of mission, and if I LoS the pod it goes into a cutscene and doesn't snap out of it. Accidently used all my saves getting there, so can't get out. That sucks a ton.
Steam: SanderJK Origin: SanderJK
0
Options
ChanusHarbinger of the Spicy Rooster ApocalypseThe Flames of a Thousand Collapsed StarsRegistered Userregular
i think not paying rent after retirement is still generally a good plan but home ownership can often be more expensive than renting in the near term if you can even afford to buy in the first place
also assuming the planet is still livable in 30 years lel
Where I live is projected to only become more livable, warm is shifting northward and this will cause massive disruptions, but we aren't going to become Venus even on our current trajectory.
i would love to live in a hotel as long as i could be guaranteed there were no bed bugs
oh la-de-da look at this precious little prince over here
life's a game that you're bound to lose / like using a hammer to pound in screws
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
+1
Options
amateurhourOne day I'll be professionalhourThe woods somewhere in TennesseeRegistered Userregular
I have about 100 pictures of meals I've made over the last couple years, but they're all just shit from cookbooks and I definitely did not write down any of the thoughts/tips I had on the process.
hmm how many compelling stories do you have about your nana's cooking or your trip to the french countryside
zero, but some of them include the blur of my Australian Shepard
You and I need to workshop the perfect meatball sandwich
chorizo meatballs with a habanero adobo sauce with melted Oaxaca cheese
Meatloaf Meatballs, made in one of those small two bite muffin tins, garlic mayo, crispy onions, provolone
are YOU on the beer list?
+2
Options
ChanusHarbinger of the Spicy Rooster ApocalypseThe Flames of a Thousand Collapsed StarsRegistered Userregular
The only problem I have with renting right now is that our back porch/deck is extremely rickety and in bad condition and I worry that some day we're going to take a wrong step and the boards will break and drive a 1-foot splinter into one of our legs and then we'll bleed to death and die
And I've expressed this concern to the property manager and he does not care
I wouldn't enjoy being responsible for finding and overseeing a contractor to fix the deck, but I would actually like it to happen
I have about 100 pictures of meals I've made over the last couple years, but they're all just shit from cookbooks and I definitely did not write down any of the thoughts/tips I had on the process.
hmm how many compelling stories do you have about your nana's cooking or your trip to the french countryside
zero, but some of them include the blur of my Australian Shepard
You and I need to workshop the perfect meatball sandwich
chorizo meatballs with a habanero adobo sauce with melted Oaxaca cheese
Meatloaf Meatballs, made in one of those small two bite muffin tins, garlic mayo, crispy onions, provolone
too rich, needs add horseradish to the garlic mayo
for a while i got so obsessive with food cost tracking that i was like ok that cost 1/16th a jar of peanut butter, that was 1/40th a bottle of ketchup, 38 cents here, 81 cents there
now i just track groceries purchased. yes, i am not gonna use this whole bottle of za'atar this month. but by minimizing waste i know the costs will smooth out accurately in the long term.
Is it a good idea to buy property if I might lose it to forced climate migration, e.g. severe flooding in previously safe areas
If I will live and die in the epoch in which the climate is collapsing and destabilizing property value and function, but the financial and political apparatus remains largely functional, maybe it's better to invest elsewhere than real estate
0
Options
amateurhourOne day I'll be professionalhourThe woods somewhere in TennesseeRegistered Userregular
I have about 100 pictures of meals I've made over the last couple years, but they're all just shit from cookbooks and I definitely did not write down any of the thoughts/tips I had on the process.
hmm how many compelling stories do you have about your nana's cooking or your trip to the french countryside
zero, but some of them include the blur of my Australian Shepard
You and I need to workshop the perfect meatball sandwich
chorizo meatballs with a habanero adobo sauce with melted Oaxaca cheese
Meatloaf Meatballs, made in one of those small two bite muffin tins, garlic mayo, crispy onions, provolone
too rich, needs add horseradish to the garlic mayo
Let me take a moment to tell you about Hello Fresh
We cancelled after getting two boxes with gone-off veg in a row
I have had good experiences overall so far, but there have been a couple of times where a particular ingredient was bad and I had to replace it myself OR they've sent like, 6 teensy potatoes to make 4 servings and I've had to supplement with additional
both of which are real frustrating to find out when you're about to start making dinner
Is it a good idea to buy property if I might lose it to forced climate migration, e.g. severe flooding in previously safe areas
If I will live and die in the epoch in which the climate is collapsing and destabilizing property value and function, but the financial and political apparatus remains largely functional, maybe it's better to invest elsewhere than real estate
Is it a good idea to buy property if I might lose it to forced climate migration, e.g. severe flooding in previously safe areas
If I will live and die in the epoch in which the climate is collapsing and destabilizing property value and function, but the financial and political apparatus remains largely functional, maybe it's better to invest elsewhere than real estate
I get it sucked during the pandemic, but I really liked the story of the dude with just like a normal 401 he had saved for 20 years or so, plus his social security, and it wasn't much, like $4-$5K a month after taxes and stuff (I mean that's a lot, yes, but not millionaire retirement), and he lived on two cruise ships.
He'd just book a long term rental on two boats (one I think was the Caribbean and I forget the other) and they cut him a deal for like $3K a month, which includes food and drink plus most of the touristy stuff, and that's it. Dude was just done working, and as long as capitalism didn't fall, he'd just live on those boats till he died. (which he may have during covid, who knows)
But I always thought that was a cool alternative to an old folks home or owning property, since it's a set income that wasn't going anywhere.
Same concept as living in a hotel--it has this intriguing oldschool glamour about it
life's a game that you're bound to lose / like using a hammer to pound in screws
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
I get it sucked during the pandemic, but I really liked the story of the dude with just like a normal 401 he had saved for 20 years or so, plus his social security, and it wasn't much, like $4-$5K a month after taxes and stuff (I mean that's a lot, yes, but not millionaire retirement), and he lived on two cruise ships.
He'd just book a long term rental on two boats (one I think was the Caribbean and I forget the other) and they cut him a deal for like $3K a month, which includes food and drink plus most of the touristy stuff, and that's it. Dude was just done working, and as long as capitalism didn't fall, he'd just live on those boats till he died. (which he may have during covid, who knows)
But I always thought that was a cool alternative to an old folks home or owning property, since it's a set income that wasn't going anywhere.
Same concept as living in a hotel--it has this intriguing oldschool glamour about it
👋
it me
you walk down to the hotel bar wearing something in between eveningwear and loungewear, and the bartender has your regular order already prepared for you
life's a game that you're bound to lose / like using a hammer to pound in screws
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
+4
Options
ChanusHarbinger of the Spicy Rooster ApocalypseThe Flames of a Thousand Collapsed StarsRegistered Userregular
I get it sucked during the pandemic, but I really liked the story of the dude with just like a normal 401 he had saved for 20 years or so, plus his social security, and it wasn't much, like $4-$5K a month after taxes and stuff (I mean that's a lot, yes, but not millionaire retirement), and he lived on two cruise ships.
He'd just book a long term rental on two boats (one I think was the Caribbean and I forget the other) and they cut him a deal for like $3K a month, which includes food and drink plus most of the touristy stuff, and that's it. Dude was just done working, and as long as capitalism didn't fall, he'd just live on those boats till he died. (which he may have during covid, who knows)
But I always thought that was a cool alternative to an old folks home or owning property, since it's a set income that wasn't going anywhere.
Same concept as living in a hotel--it has this intriguing oldschool glamour about it
👋
it me
you walk down to the hotel bar wearing something in between eveningwear and loungewear, and the bartender has your regular order already prepared for you
Now that I’m back to working days, I’m gonna make this a thing
+1
Options
jungleroomxIt's never too many graves, it's always not enough shovelsRegistered Userregular
updating my CV and feeling my soul wither in real time
ronya please tell us a bit about your recent work experience, I'm curious (as long as this doesn't violate a forum anonymity firewall for you)
I rather like my current workload which involves a lot of thinking about systems which:
- involve a lot of legacy code (some of it is more than three decades old). median age is probably about a decade.
- are not actually mathematically very complex - I am applying exactly 0% of my costly postgraduate education here - but where cruft accumulated over time has led to a mishmash of conflicting concepts so there's quite a bit of mapping around quirks
it reminds me of, I dunno, trying to optimize a video game build. I'm picking over old development documentation and spec sheets like the year is 2003 and I'm nerding out how diablo 2 breakpoints or age of empires armor classes work all over again
only, y'know, what is at stake is regulatory compliance and risk management
I feel like I should have saved more money over the course of working full-time for 15 years
But I really only started making good money in the last 5 years or so. For 10 years I was making mediocre wages, and for I guess 8 years I was living alone and paying rent in full myself
And I was unwilling to compromise on my bourbon-soaked lifestyle even when I was making $42k, let's be honest
Is it a good idea to buy property if I might lose it to forced climate migration, e.g. severe flooding in previously safe areas
If I will live and die in the epoch in which the climate is collapsing and destabilizing property value and function, but the financial and political apparatus remains largely functional, maybe it's better to invest elsewhere than real estate
Is it a good idea to buy property if I might lose it to forced climate migration, e.g. severe flooding in previously safe areas
If I will live and die in the epoch in which the climate is collapsing and destabilizing property value and function, but the financial and political apparatus remains largely functional, maybe it's better to invest elsewhere than real estate
just buy on a hill
what is he, peppa pig?
Please consider the environment before printing this post.
+2
Options
SurfpossumA nonentitytrying to preserve the anonymity he so richly deserves.Registered Userregular
Posts
just think of the increase in value from replacing your front porch!
As long as your wealth is growing and you have investments I guess it's pretty stable
Part of the appeal of home ownership is that you have effectively locked yourself into a fairly safe investment, I suppose, one that requires less specific knowledge than other investment
Same concept as living in a hotel--it has this intriguing oldschool glamour about it
Where I live is projected to only become more livable, warm is shifting northward and this will cause massive disruptions, but we aren't going to become Venus even on our current trajectory.
but they're listening to every word I say
Choose Your Own Chat 1 Choose Your Own Chat 2 Choose Your Own Chat 3
not with that attitude
oh la-de-da look at this precious little prince over here
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
Meatloaf Meatballs, made in one of those small two bite muffin tins, garlic mayo, crispy onions, provolone
also continental breakfast
if that's not too glamorous
And I've expressed this concern to the property manager and he does not care
I wouldn't enjoy being responsible for finding and overseeing a contractor to fix the deck, but I would actually like it to happen
too rich, needs add horseradish to the garlic mayo
also make it buffalo-loaf
now i just track groceries purchased. yes, i am not gonna use this whole bottle of za'atar this month. but by minimizing waste i know the costs will smooth out accurately in the long term.
Is it a good idea to buy property if I might lose it to forced climate migration, e.g. severe flooding in previously safe areas
If I will live and die in the epoch in which the climate is collapsing and destabilizing property value and function, but the financial and political apparatus remains largely functional, maybe it's better to invest elsewhere than real estate
Sold.
a monkey's finger curls
the roaches eat all the bed bugs
i put the largest mortgage i could get into ireland's biggest property website and this is what came back within 100km of where i work
very good
I have had good experiences overall so far, but there have been a couple of times where a particular ingredient was bad and I had to replace it myself OR they've sent like, 6 teensy potatoes to make 4 servings and I've had to supplement with additional
both of which are real frustrating to find out when you're about to start making dinner
Investment in background radiation futures
just buy on a hill
omg the dream
I still think back longingly to a house we looked at that was unsuitable, but had a HIDDEN PANTRY in the kitchen behind a little bank of shelves
👋
it me
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
you walk down to the hotel bar wearing something in between eveningwear and loungewear, and the bartender has your regular order already prepared for you
do houses float?
yes, briefly
fuck up once and you break your thumb / if you're happy at all then you're god damn dumb
that's right we're on a fucked up cruise / God is dead but at least we have booze
bad things happen, no one knows why / the sun burns out and everyone dies
like many things
I am so mad that i'm going to be at a wedding during the Eurovision Grand Finals
Now that I’m back to working days, I’m gonna make this a thing
Hot damn
I rather like my current workload which involves a lot of thinking about systems which:
- involve a lot of legacy code (some of it is more than three decades old). median age is probably about a decade.
- are not actually mathematically very complex - I am applying exactly 0% of my costly postgraduate education here - but where cruft accumulated over time has led to a mishmash of conflicting concepts so there's quite a bit of mapping around quirks
it reminds me of, I dunno, trying to optimize a video game build. I'm picking over old development documentation and spec sheets like the year is 2003 and I'm nerding out how diablo 2 breakpoints or age of empires armor classes work all over again
only, y'know, what is at stake is regulatory compliance and risk management
But I really only started making good money in the last 5 years or so. For 10 years I was making mediocre wages, and for I guess 8 years I was living alone and paying rent in full myself
And I was unwilling to compromise on my bourbon-soaked lifestyle even when I was making $42k, let's be honest
Listen, we have to do better on these OPs. Soup tube isn't a new low, but it should be. We've got to do better!
Nights in Rodanthe has a twist ending huh?
but they're listening to every word I say
Bread beer bong?
what is he, peppa pig?